Property Type: Detached HouseOwnership: Freehold

3304 White Lake Road

White Lake, BC V0E2W1

$700,000

3 bed2 bath10 parking1,640 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Style
Contemporary
Stories
2
Lot size
3.06 acres
Frontage
282 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,800

Interior

Heating
Heat Pump, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Laminate
Appliances
Washer, Refrigerator, Oven - Electric, Water softener, Range - Electric, Dishwasher, Oven, Dryer, Hood Fan

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, View of water, View (panoramic)
Lot features
Level lot, Private setting, Treed, Sloping, Balcony

Building

Roof
Tar & gravel, Unknown
Water source
Well
Parcel ID (PID)
007-392-257

Parking

Total spaces
10 — covered indicated
Features
Attached Garage, Carport, Covered, Other, RV, Oversize, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomMain level12'0'' x 11'0''
Utility roomMain level12'0'' x 8'0''
3pc BathroomMain level8'0'' x 6'0''
BedroomMain level9'0'' x 12'0''
BedroomMain level12'0'' x 10'6''
FoyerMain level20'0'' x 8'0''
Dining roomSecond level10'0'' x 15'0''
3pc BathroomSecond level8'0'' x 6'0''
Primary BedroomSecond level9'0'' x 14'0''
Living roomSecond level17'0'' x 17'0''
KitchenSecond level10'0'' x 15'0''

Listing Information

MLS®
10391076
Listed
June 11, 2026
Time on market
On the market for 82 days
Data last synced
August 30, 2026

Listing provided by: Easy List Realty · Data source: CREA DDF.

Description

*** For more information, please click Brochure button. *** 3+ Lakeview Acres/House-Barn/Shop!! Rare White Lake living with stunning views and endless outdoor adventure. Private Shuswap lifestyle compound on 2 subdivided parcels totaling 3.06 acres with outstanding panoramic views, flexibility, room to build, all-season recreation access, massive barn:workshop space, Crown land access, and a rare feeling of quiet Freedom. Shuswap Dreams await?? One incredible property… now with more possibilities. Purchase the home, the adjoining titled lot, or both. (id:63159)

Values & Trends

This listing

$427/sqft

Building average

No other active listings in this building

Tappen / Sunnybrae average

$654/sqft

14 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

15°C

Humidity 88%

Wind S 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Carlin Elementary MiddleElementary/Middle6.2 km
North Shuswap ElementaryElementary/Middle7.8 km
Sorrento ElementaryElementary11.2 km
Shuswap SDA(Independent)Elementary/Middle15.7 km
North Canoe ElementaryElementary15.7 km
Salmon Arm SecondarySecondary18.8 km
Bastion ElementaryElementary19.0 km
J.L. Jackson SecondarySecondary19.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($45,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$560,000.00
Periodic payment — Principal & Interest (monthly)$3,612.93
Additional monthly expenses (strata, tax, utilities, etc.)$232.00
Total monthly cost$3,844.93
Interest paid over 5-yr term$160,497.61
Balance at end of term$503,721.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$45,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.72

Cash Needed at Closing

Minimum down payment$45,000
Estimated BC PTT$12,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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