Property Type: Detached HouseOwnership: Freehold

2959 Birch Lane

Blind Bay, BC V0E1H2

$545,000

3 bed2 bath1 parking1,268 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.33 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,176.22

Interior

Heating
Forced air
Fireplace
None

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageMain level7'8'' x 9'9''
Full bathroomMain level3'11'' x 11'1''
Laundry roomMain level8'3'' x 11'1''
BedroomMain level9'7'' x 15'6''
BedroomMain level11'1'' x 12'6''
Full ensuite bathroomMain level4'11'' x 11'1''
Dining roomMain level10'9'' x 12'3''
Primary BedroomMain level11'1'' x 11'5''
KitchenMain level8'9'' x 9'8''
Living roomMain level19'6'' x 24'1''

Listing Information

MLS®
10395856
Listed
July 28, 2026
Time on market
On the market for 34 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Sorrento) · Data source: CREA DDF.

Description

Discover the ease of single-level living in this well-maintained rancher, ideally situated on a quiet cul-de-sac in one of Blind Bay's most established neighbourhoods. Just a short stroll from the lake, this inviting home is equally suited as a full-time residence or the perfect weekend escape. Inside, the open-concept design creates a welcoming space for gathering and entertaining, with the living, dining, and kitchen areas flowing seamlessly together. Large front windows and the spacious patio capture subtle glimpses of Blind Bay, adding to the home's relaxed atmosphere. The functional floor plan offers three spacious bedrooms and two full bathrooms, providing comfort and flexibility for families, retirees, or visiting guests. An attached single garage, along with a paved driveway with room for four additional vehicles, ensures there's plenty of space for parking and storage. Whether you're looking for a peaceful place to call home or a lakeside retreat close to all that Blind Bay has to offer, this property delivers comfort, convenience, and an exceptional location. (id:63159)

Values & Trends

This listing

$430/sqft

Building average

No other active listings in this building

Blind Bay average

$397/sqft

56 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

13°C

Humidity 91%

Wind S 2 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Sorrento ElementaryElementary6.8 km
North Shuswap ElementaryElementary/Middle6.9 km
Carlin Elementary MiddleElementary/Middle8.2 km
Shuswap SDA(Independent)Elementary/Middle18.3 km
North Canoe ElementaryElementary18.7 km
Salmon Arm SecondarySecondary21.1 km
Bastion ElementaryElementary21.3 km
J.L. Jackson SecondarySecondary21.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$436,000.00
Periodic payment — Principal & Interest (monthly)$2,812.92
Additional monthly expenses (strata, tax, utilities, etc.)$244.35
Total monthly cost$3,057.28
Interest paid over 5-yr term$124,958.85
Balance at end of term$392,183.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,964.01

Cash Needed at Closing

Minimum down payment$29,500
Estimated BC PTT$8,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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