Property Type: Detached HouseOwnership: Freehold

3305 McGibney Road

Naramata, BC V0H1N0

$549,000

5 bed3.5 bath2,186 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.36 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,378.41

Interior

Heating
Electric
Fireplace
None

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Carport

Room Dimensions

RoomLevelDimensions
StorageBasement12'1'' x 15'11''
Mud roomBasement3'8'' x 5'10''
3pc BathroomBasement5'6'' x 6'11''
BedroomBasement8'10'' x 10'0''
BedroomBasement10'0'' x 10'0''
BedroomBasement10'0'' x 10'10''
Games roomBasement8'5'' x 18'11''
Laundry roomMain level7'11'' x 10'1''
4pc BathroomMain level7'3'' x 8'10''
BedroomMain level9'11'' x 11'9''
2pc BathroomMain level7'3'' x 8'10''
Primary BedroomMain level12'7'' x 23'5''
Living roomMain level19'1'' x 19'5''
KitchenMain level10'3'' x 10'1''
Dining roomMain level10'6'' x 13'9''

Listing Information

MLS®
10377012
Listed
February 25, 2026
Time on market
On the market for 187 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Rare opportunity to own a private view property in the village heart of Naramata. This 1960-built bungalow sits on an elevated 0.356 acre lot adjacent to farmland, offering exceptional privacy along with beautiful views of the village and Okanagan Lake. The home features 5 bedrooms and 3 bathrooms with a functional layout suited for families, guests, or future suite potential. A large deck is positioned to take advantage of the views, while mature landscaping provides a peaceful, established setting. The property includes a 2-car carport plus additional space for boat or RV parking. A newer roof has already been completed. Inside, the home retains character with an original stone fireplace and solid construction, but is ready for updating to suit modern tastes. This property also presents excellent redevelopment potential, with the elevated lot providing an ideal site for a custom view home only steps to all that the village of Naramata has to offer including beaches, parks, shops, dining and the local school. This prime location close to wineries, beaches, and all village amenities is a unique chance to renovate, invest, or build new in one of the South Okanagan’s most desirable communities. (id:63159)

Values & Trends

This listing

$251/sqft

Building average

No other active listings in this building

Naramata Village average

$1,037/sqft

8 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary263 m
Trout Creek ElementaryElementary3.5 km
Unisus Junior School(Independent)Elementary6.4 km
Unisus Senior School(Independent)Secondary6.4 km
Summerland SecondaryK-126.4 km
Summerland Montessori School(Independent)Elementary6.7 km
Uplands ElementaryElementary10.4 km
West Bench ElementaryElementary10.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Real Things Pizza · 961 Robinson Avenue349 m

Parks (1)

  • Manitou Park467 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,200.00
Periodic payment — Principal & Interest (monthly)$2,833.57
Additional monthly expenses (strata, tax, utilities, etc.)$390.53
Total monthly cost$3,224.10
Interest paid over 5-yr term$125,875.98
Balance at end of term$395,061.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,991.70

Cash Needed at Closing

Minimum down payment$29,900
Estimated BC PTT$8,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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