Property Type: Detached HouseOwnership: Freehold

11102 Scott Street

Summerland, BC V0H1Z0

$649,900

4 bed2 bath3 parking1,755 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.24 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,339.42

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Tar & gravel, Unknown

Parking

Total spaces
3 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
Laundry roomBasement9'8'' x 11'8''
StorageBasement7'11'' x 11'8''
Recreation roomBasement17'8'' x 11'9''
BedroomBasement10'7'' x 11'11''
BedroomBasement10'7'' x 10'11''
3pc BathroomBasement7'3'' x 6'
Living roomMain level18'3'' x 13'1''
KitchenMain level9' x 11'9''
Dining roomMain level9'3'' x 11'4''
BedroomMain level11'4'' x 9'2''
Primary BedroomMain level11'3'' x 10'3''
3pc BathroomMain level7'3'' x 8'9''

Listing Information

MLS®
10380332
Listed
March 24, 2026
Time on market
On the market for 160 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Penticton Realty · Data source: CREA DDF.

Description

Welcome to 11102 Scott Street in beautiful Summerland — a charming and spacious 4-bedroom, 2-bathroom home set on a large, private lot surrounded by mature fruit trees. This property offers the perfect blend of comfort, functionality, and outdoor living. Inside, you’ll find a well-laid-out floor plan with generous living spaces, ideal for families or those looking for extra room to grow. The four bedrooms provide flexibility for guests, a home office, or growing households, while two full bathrooms ensure convenience for everyday living. Step outside and enjoy the expansive yard, a true highlight of the property. The large lot features a variety of fruit trees, offering both beauty and the opportunity to enjoy your own homegrown produce. There’s plenty of space for gardening, entertaining, or simply relaxing in a peaceful, private setting. Located in a desirable Summerland neighborhood, this home is close to local amenities, schools, and the natural beauty the Okanagan is known for. Whether you’re looking for a family home, an investment property, or a quiet retreat with room to breathe, 11102 Scott Street is a fantastic opportunity. Don’t miss your chance to own a slice of Summerland living. (id:63159)

Values & Trends

This listing

$370/sqft

Building average

No other active listings in this building

Main Town average

$479/sqft

33 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-12650 m
Summerland Montessori School(Independent)Elementary918 m
Unisus Senior School(Independent)Secondary2.9 km
Unisus Junior School(Independent)Elementary2.9 km
Trout Creek ElementaryElementary5.9 km
Naramata ElementaryElementary6.9 km
West Bench ElementaryElementary12.3 km
Queens Park ElementaryElementary13.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed742 m

Cafes (2)

  • Sunflower Café · 13229 Victoria Road North373 m
  • The Beanery Cafe · 13016 Victoria Road North484 m

Grocery (1)

  • Nesters Market · 13604 Victoria Road North288 m

Parks (5+)

  • Unnamed332 m
  • Julia St. Kinsmen Park396 m
  • Unnamed659 m
  • Memorial Park667 m
  • Turner St. Park769 m

Gyms (1)

  • Summerland Aquatic and Fitness Centre · 13205 Kelly Avenue609 m

Pharmacies (2)

  • Shoppers Drug Mart424 m
  • Pharmasave760 m

Banks & ATMs (1)

  • Cascadia Credit Union · 13601 Victoria Road North371 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (strata, tax, utilities, etc.)$366.29
Total monthly cost$3,720.63
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.99

Cash Needed at Closing

Minimum down payment$39,990
Estimated BC PTT$10,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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