Property Type: Detached HouseOwnership: Freehold

3308 JOHNSTONE STREET

Terrace, BC V8G4W7

$650,000

4 bed3 bath2,780 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
19,456 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,105.52 (2026)

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Dining roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
Laundry roomMain level
Recreational, Games roomBasement
Bedroom 4Basement
DenBasement
StorageBasement

Listing Information

MLS®
R3140953
Listed
June 29, 2026
Time on market
On the market for 63 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Coast Mountains · Data source: CREA DDF.

Description

Beautiful rancher with full basement situated on nearly ½ an acre in the highly desirable Terrace Mountain neighbourhood! This spacious 4-bedroom, 3-bathroom home has been thoughtfully updated throughout and is move-in ready. The bright kitchen has ample amount of storage and enjoy the open concept living. All three bathrooms have been beautifully renovated with modern finishes. Stay comfortable year-round with a newer high-efficiency furnace(2022) and heat pump(2024). The welcoming living room offers warm hardwood flooring and a cozy wood-burning fireplace. Downstairs you'll find a large rec room with updated flooring, a Blaze King wood stove, a fourth bedroom, and plenty of storage. Outside, enjoy the beautifully landscaped yard, perfect for entertaining, gardening or relaxing. (id:63159)

Values & Trends

This listing

$234/sqft

Building average

No other active listings in this building

Terrace average

$341/sqft

69 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Light Rain

12°C

Light Rain

Humidity 93%

Wind SSE 19 km/h

Tonight

11°

Tuesday

14°

Tuesday night

11°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

12,017

(2021 Census)

+3.2% since 2016

Density: 209.6/km²

Dwellings: 5,200

Median household income: $90,000

After-tax: $80,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India1.6% · 195
  • Portugal1% · 120
  • United Kingdom0.9% · 105
  • Philippines0.8% · 100
  • United States of America0.7% · 80
  • Germany0.5% · 60
  • Netherlands0.4% · 45
  • China0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Suwilaawks Community SchoolElementary1.2 km
Centennial Christian School(Independent)K-121.4 km
Parkside SecondarySecondary2.0 km
Cassie Hall ElementaryElementary2.0 km
des Cinq-saumonsElementary/Middle2.0 km
Veritas Catholic(Independent)Elementary/Middle2.2 km
Thornhill ElementaryElementary2.2 km
NW Regional Trades & Training CentreSecondary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Sonbadas Steak House · 4402 Lakelse Avenue263 m

Nearby places data: © OpenStreetMap contributors.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (strata, tax, utilities, etc.)$647.79
Total monthly cost$4,002.66
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.69

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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