Property Type: Detached HouseOwnership: FreeholdNEW LISTING

4523 GRAHAM AVENUE

Terrace, BC V8G1A2

$519,900

5 bed3 bath2,340 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
11,520 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,649.21 (2026)

Interior

Basement
Finished, N/A
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional
Water source
Municipal water
Parcel ID (PID)
011-199-717

Parking

Features
Detached Garage, Carport

Room Dimensions

RoomLevelDimensions
KitchenMain level
Eating areaMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
Laundry roomBasement
Bedroom 3Basement
Bedroom 4Basement
Bedroom 5Basement
Beverage roomBasement
Family roomBasement

Listing Information

MLS®
R3159844
Listed
August 30, 2026
Time on market
On the market for 1 day
Tax assessment year
2026
Data last synced
September 1, 2026

Listing provided by: RE/MAX Coast Mountains · Data source: CREA DDF.

Description

Need space for the family, the toys and everything in between? This 5-bedroom home has the space, storage and potential to make it your own! Set on a generous 11,500 sq ft lot, there’s plenty of parking and room to spread out. The split-entry leads to a bright main floor with a galley-style kitchen, adjoining eating area and spacious living room. The primary bedroom features a private ensuite with jetted tub & separate shower, plus another bedroom and full bath upstairs. Downstairs offers three additional bedrooms, a large living area, summer kitchen/bar space, 3-piece bath and laundry—perfect for a growing family or guests. Outside, the tall carport is ideal for an RV, boat or trailer, while the 18’x26’ detached shop is ready for projects, storage or hobbies. Quick possession available (id:63159)

Values & Trends

This listing

$222/sqft

Building average

No other active listings in this building

Terrace average

$342/sqft

69 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Light Rain

12°C

Light Rain

Humidity 93%

Wind SSE 19 km/h

Tonight

11°

Tuesday

14°

Tuesday night

11°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

12,017

(2021 Census)

+3.2% since 2016

Density: 209.6/km²

Dwellings: 5,200

Median household income: $90,000

After-tax: $80,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India1.6% · 195
  • Portugal1% · 120
  • United Kingdom0.9% · 105
  • Philippines0.8% · 100
  • United States of America0.7% · 80
  • Germany0.5% · 60
  • Netherlands0.4% · 45
  • China0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
des Cinq-saumonsElementary/Middle629 m
Cassie Hall ElementaryElementary828 m
Suwilaawks Community SchoolElementary1.9 km
Centennial Christian School(Independent)K-122.2 km
Skeena MiddleElementary2.3 km
Veritas Catholic(Independent)Elementary/Middle2.4 km
Caledonia SecondarySecondary2.6 km
Parkside SecondarySecondary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (2)

  • Walmart Supercentre · 4427 Yellowhead Highway632 m
  • Wholesale Club · 4524 Feeney Avenue670 m

Parks (1)

  • Ferry Island Park734 m

Nearby places data: © OpenStreetMap contributors.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($26,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$415,920.00
Periodic payment — Principal & Interest (monthly)$2,683.37
Additional monthly expenses (strata, tax, utilities, etc.)$504.43
Total monthly cost$3,187.81
Interest paid over 5-yr term$119,203.87
Balance at end of term$374,121.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$26,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,790.31

Cash Needed at Closing

Minimum down payment$26,990
Estimated BC PTT$8,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$36,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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