Property Type: Detached HouseOwnership: Freehold

3312 Skinner Rd

Duncan, BC V9L4C6

$649,900

3 bed1 bath10 parking1,358 sqftBuilt 1944
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Property Details

Property & Lot

Sub-type
House
Lot size
0.51 acres
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,031

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
Laundry roomMain level
BathroomMain level4-Piece
BedroomMain level
Primary BedroomMain level
BedroomMain level
Dining roomMain level
KitchenMain level
Living roomMain level

Listing Information

MLS®
1040636
Listed
June 27, 2026
Time on market
On the market for 65 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Generation (LC) · Data source: CREA DDF.

Description

Opportunity knocks in one of North Cowichan's most desirable locations! Situated on a corner lot spanning just over 0.5 acres, this rare property offers endless possibilities for investors, developers, or buyers looking to create their dream home. The existing 3-bedroom residence, originally built in the 1940s, is full of character and potential. Features include hardwood flooring, a newer roof, and an updated water heater, providing a solid foundation for restoration, renovation, or future plans. The generous lot offers plenty of space to enjoy as-is while also presenting exciting possibilities for redevelopment. Buyers are encouraged to complete their own due diligence with the Municipality of North Cowichan regarding subdivision and development potential. Conveniently located just minutes from shopping, schools, recreation facilities, parks, and public transit. Whether you're searching for some space for yourself, a renovation project, an investment opportunity, or a site for your future vision, this is a rare chance to secure over half an acre in a growing and highly sought-after area of North Cowichan. (id:63159)

Values & Trends

This listing

$479/sqft

Building average

No other active listings in this building

West Duncan average

$497/sqft

48 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Mount Prevost ElementaryElementary590 m
Drinkwater ElementaryElementary1.1 km
Tansor ElementaryElementary1.3 km
Queen Margaret's(Independent)K-121.4 km
Cowichan Valley Open Learning Co-OpSecondary1.6 km
Cowichan Open SchoolSecondary1.6 km
Khowhemun ElementaryElementary1.9 km
Quamichan SchoolSecondary3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Tim Hortons · 3320 Cowichan Lake Road194 m
  • Sundays Coffee and Provisions · 6114 Somenos Road261 m

Grocery (1)

  • Country Grocer · 3288 Cowichan Lake Road107 m

Parks (5+)

  • Rockridge Park267 m
  • Sherman Road Soccer Park407 m
  • Marsh Road Park532 m
  • Keystone Park565 m
  • Cowichan Valley Trail693 m

Pharmacies (1)

  • The Medicine Shoppe · 3292 Cowichan Lake Road140 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (strata, tax, utilities, etc.)$403.92
Total monthly cost$3,758.26
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.99

Cash Needed at Closing

Minimum down payment$39,990
Estimated BC PTT$10,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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