Property Type: Detached HouseOwnership: Freehold

6185 Palahi Rd

Duncan, BC V9L4Y8

$649,500

4 bed2 bath1 parking1,613 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
House
Zoning
Residential

R-3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,009

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
BedroomLower level11'8 x 14'8
BedroomLower level12'5 x 9'9
BathroomMain level4-Piece
BathroomMain level2-Piece
BedroomMain level11'8 x 14'11
Primary BedroomMain level11'9 x 14'11
KitchenMain level13'1 x 8'1
Dining roomMain level13'1 x 8'6
Living roomMain level12'9 x 17'3

Listing Information

MLS®
1047125
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (CX) · Data source: CREA DDF.

Description

This spacious split-entry home offers plenty of room and flexibility on a .17-acre lot in a quiet Duncan neighbourhood. The bright main level features an updated kitchen, generous living room with large windows, dining area, two bedrooms, a full bathroom and an additional 2-piece bath. Recent improvements include new cabinetry, flooring and paint, electrical upgrades, updates to both bathrooms and soffit replacement. Downstairs you'll find two finished bedrooms, a bathroom and laundry, plus additional partially finished space ready for your ideas. Outside, enjoy a rear deck, mature trees and landscaping, terraced yard areas and glimpses of the surrounding hills. With four finished bedrooms, additional lower-level potential and a convenient location close to amenities and main routes, this home offers plenty of usable space with room to make it your own. (id:63159)

Values & Trends

This listing

$403/sqft

Building average

No other active listings in this building

West Duncan average

$498/sqft

48 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Drinkwater ElementaryElementary310 m
Ecole Mount Prevost ElementaryElementary387 m
Queen Margaret's(Independent)K-121.2 km
Cowichan Valley Open Learning Co-OpSecondary1.3 km
Cowichan Open SchoolSecondary1.3 km
Tansor ElementaryElementary1.8 km
Khowhemun ElementaryElementary1.9 km
Alex AitkenElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Sundays Coffee and Provisions · 6114 Somenos Road621 m
  • Tim Hortons · 3320 Cowichan Lake Road685 m

Grocery (1)

  • Country Grocer · 3288 Cowichan Lake Road727 m

Parks (5+)

  • Moorfield Park · 3125 Moorfield Road129 m
  • Unnamed · 6232 Palahi Road256 m
  • Ryall Park313 m
  • Quailview Connector Park324 m
  • Herons Wood359 m

Pharmacies (1)

  • The Medicine Shoppe · 3292 Cowichan Lake Road737 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,600.00
Periodic payment — Principal & Interest (monthly)$3,352.28
Additional monthly expenses (strata, tax, utilities, etc.)$415.08
Total monthly cost$3,767.37
Interest paid over 5-yr term$148,918.85
Balance at end of term$467,381.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,950
Stress test qualifying rate8.09%
Payment you must qualify for$4,687.23

Cash Needed at Closing

Minimum down payment$39,950
Estimated BC PTT$10,990
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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