Property Type: Detached HouseOwnership: Freehold

3315 Fiva Creek Road S

Westbridge, BC V0H1Y0

$1,196,000

2 bed2 bath2,127 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
84.98 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,114.1

Interior

Basement
Full
Heating
Stove, Electric, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Hardwood, Other, Ceramic Tile, Vinyl, Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, River view, Valley view, View (panoramic)

Building

Roof
Metal, Unknown

Parking

Features
See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
WorkshopMain level30'6'' x 38'2''
OtherSecondary Dwelling Unit10'0'' x 17'4''
Full bathroomSecondary Dwelling Unit6'7'' x 8'6''
Primary BedroomSecondary Dwelling Unit11'8'' x 10'3''
KitchenSecondary Dwelling Unit19'3'' x 17'4''
StorageLower level6'4'' x 8'6''
OtherLower level13'10'' x 22'0''
Recreation roomLower level13'7'' x 25'6''
3pc BathroomLower level6'10'' x 13'9''
BedroomLower level9'7'' x 13'8''
FoyerSecond level4'9'' x 11'11''
4pc BathroomSecond level7'7'' x 12'10''
Primary BedroomSecond level10'1'' x 15'9''
Dining roomSecond level8'11'' x 8'2''
KitchenSecond level8'11'' x 16'1''
Living roomSecond level19'0'' x 16'5''

Listing Information

MLS®
10374504
Listed
February 3, 2026
Time on market
On the market for 209 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Riverside Paradise in Christian Valley | 85 Acres | Kettle River Frontage Rare opportunity to own 85 acres of riverfront land bordered on three sides by Crown land, featuring nearly one mile of Kettle River frontage and exceptional privacy.Main residence includes 2 bedrooms and 2 full bathrooms, open-concept living, refinished oak flooring, knotty pine cabinetry, and a chef-style kitchen with island and pantry. Lower level features a wood stove, large recreation room, full bath with laundry, second bedroom, and a bonus room suitable for a third bedroom or office. A separate guest cottage offers vaulted pine ceilings, vinyl plank flooring, kitchen, full bath, sitting area, and screened sunroom—ideal for guests or short-term rental use.Metal shop building offers covered parking with 100-amp service included. Two high-output wells, plus a licensed water right on Steep Creek. Property is outside the ALR with no zoning (buyer to verify), offering rare flexibility. Abundant wildlife and year-round recreation including hunting, fishing, hiking, swimming, ATV use, and horseback riding. Located 1.5 hours from Kelowna, 40 minutes to Osoyoos, and minutes to lakes and trails. A must see recreational paradise! (id:63159)

Values & Trends

This listing

$562/sqft

Building average

No other active listings in this building

Christian Valley / Westbridge average

$757/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Rock Creek

23°C

Humidity 43%

Wind S 7 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
West Boundary ElementaryElementary17.8 km
Greenwood ElementaryElementary22.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$956,800.00
Periodic payment — Principal & Interest (monthly)$6,172.95
Additional monthly expenses (strata, tax, utilities, etc.)$365.51
Total monthly cost$6,538.46
Interest paid over 5-yr term$274,221.63
Balance at end of term$860,644.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,600
Stress test qualifying rate8.09%
Payment you must qualify for$8,469.38

Cash Needed at Closing

Minimum down payment$94,600
Estimated BC PTT$21,920
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,020

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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