Property Type: Detached HouseOwnership: Freehold

9853 Napier Pl

Chemainus, BC V0R1K2

$946,000

3 bed2 bath4 parking1,886 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Lot size
5,407 square feet
Zoning
Residential

CD6

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,912

Interior

Heating
Forced air, Natural gas
Cooling / A/C
See Remarks
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
PatioMain level
PatioMain level8'10 x 8'10
PatioMain level12'1
Laundry roomMain level8'5 x 5'5
PantryMain level3'9 x 4'9
Primary BedroomMain level13'8 x 13'8
KitchenMain level9'8 x 12'6
Living roomMain level17'3 x 13'7
EnsuiteMain level4-Piece
Dining roomMain level13'10
Bonus RoomSecond level15'8 x 13'8
BedroomMain level10'8 x 12'6
BedroomMain level10'3 x 10'3
BathroomMain level4-Piece

Listing Information

MLS®
1039760
Listed
June 9, 2026
Time on market
On the market for 84 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty LD · Data source: CREA DDF.

Description

Welcome to 9853 Napier Plc. Custom finished residence built in 2020 with 4 yrs remaining on Home Warranty. It offers 1563 sqft of one level living plus a bonus room of 323 sqft above the garage. A great floor plan and extra bonus room space is perfect for the grandkids or space for whatever your lifestyle needs. The open floor plan...living, dining, kitchen with beautiful quartz counters, quality stainless steel applicances, hardwood flooring and natural gas fireplace in cozy living room. Home is light bright and welcoming. Located on a fenced 5000 sqft landscaped lot with easy care maintenace in development ''Artisan Village'' in the quaint seaside village of Chemainus. This 1827 sqft 3 bed 2 bath home has many exciting features such as a forced air natural gas furnace, natural gas fireplace, 9 foot ceilings, ensuite bathroom, walk in closet, hardi plank siding with stone features, thermal windows, double garage, rear patio, 4 ft. crawlspace for storage. Great location within walking distance to boat launch, Beach park playground, Chemainus Theater, Mt. Brenton Golf course, Chemainus Village Square which features restaurants, a gym, grocery store, banking and more. A perfect opportunity to enjoy the Cowichan lifestyle. (id:63159)

Values & Trends

This listing

$502/sqft

Building average

No other active listings in this building

ARTISAN VILLAGE average

No comparable active listings

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus SecondaryK-12605 m
Chemainus Elementary Community SchoolElementary807 m
Stz'uminus Senior Secondary(Independent)Secondary8.2 km
Thetis Island ElementaryElementary9.1 km
Crofton Elementary Community SchoolElementary9.3 km
Ladysmith PrimaryElementary10.1 km
Ladysmith SecondarySecondary10.4 km
Ladysmith IntermediateElementary10.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Sawmill TapHouse & Grill247 m

Grocery (2)

  • Country Grocer292 m
  • Country Grocer320 m

Parks (5+)

  • Askew Creek Park305 m
  • Unnamed405 m
  • Sunset Drive Park483 m
  • Chemainus Ball Fields · 9740 Elm Street543 m
  • Chemainus Skate Park · 2988 Elliott Street683 m

Pharmacies (1)

  • Pharmasave254 m

Banks & ATMs (2)

  • IslandSavings266 m
  • Unnamed307 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$756,800.00
Periodic payment — Principal & Interest (monthly)$4,882.62
Additional monthly expenses (strata, tax, utilities, etc.)$586.67
Total monthly cost$5,469.28
Interest paid over 5-yr term$216,901.06
Balance at end of term$680,744.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,600
Stress test qualifying rate8.09%
Payment you must qualify for$6,739.21

Cash Needed at Closing

Minimum down payment$69,600
Estimated BC PTT$16,920
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,020

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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