Property Type: Condo / ApartmentOwnership: Strata

3434 Mckinley Beach Drive Unit# 101

Kelowna, BC V1V0H3

$660,000

2 bed2 bath2 parking1,419 sqftBuilt 2023
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Amenities

Also listed: Whirlpool

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$592/mo
Annual property tax
$3,613.51

Interior

Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Carpeted, Vinyl

Exterior & Lot

Exterior features
Stucco, Other
View
Lake view, Mountain view, View (panoramic)
Waterfront
Other
Pool
Outdoor pool

Building

Roof
Other, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Underground, Parkade, Stall

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc Ensuite bathMain level11'5'' x 5'6''
FoyerMain level8'4'' x 6'2''
OtherMain level12'8'' x 3'11''
Laundry roomMain level10'2'' x 11'11''
Living roomMain level17'11'' x 22'8''
KitchenMain level12'7'' x 11'9''
BedroomMain level16'11'' x 12'0''
4pc BathroomMain level8'7'' x 11'11''
Primary BedroomMain level11'8'' x 21'5''
OtherMain level5'7'' x 6'0''

Listing Information

MLS®
10391827
Listed
June 25, 2026
Time on market
On the market for 67 days
Data last synced
August 28, 2026

Listing provided by: Vantage West Realty Inc. · Data source: CREA DDF.

Description

Welcome to the vacation lifestyle you never have to leave. Nestled in the sought-after McKinley Beach community, this rare luxury 2-bedroom, 2-bathroom corner condo combines lakeside living, exceptional privacy, and an impressive collection of resort-style amenities. Offering approximately 1,200 sq. ft. of thoughtfully designed living space, this ground-level residence stands out with its spacious layout and massive private patio, creating the perfect setting for morning coffee, evening wine, or entertaining friends after a day on the water. As a newer build, you'll enjoy the peace of mind that comes with home warranty coverage and modern finishes throughout. Residents have access to an outstanding amenity package including a pool, hot tub, gym, sauna, tennis courts, pickleball courts, and private beach access. The community also features a marina and winery, making every day feel like a getaway. With the flexibility for short-term rentals, this property offers excellent potential as a vacation home, investment property, or full-time residence. Located just minutes from the airport, UBCO, local shops, and scenic hiking trails, this is a unique opportunity to own in one of Kelowna’s most desirable waterfront communities. Granite at Mckinley allows short term rentals (id:63159)

Values & Trends

This listing

$465/sqft

Building average

$1,127/sqft

1 active listing(s)

McKinley Landing average

$801/sqft

4 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle5.7 km
George Elliot SecondarySecondary5.9 km
Peter Greer ElementaryElementary6.4 km
North Glenmore ElementaryElementary6.6 km
Aberdeen Hall Preparatory School(Independent)K-126.6 km
Davidson Road ElementaryElementary7.0 km
Dr Knox Middle SchoolMiddle7.2 km
Watson Road ElementaryElementary8.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($41,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$528,000.00
Periodic payment — Principal & Interest (monthly)$3,406.48
Additional monthly expenses (strata, tax, utilities, etc.)$964.06
Total monthly cost$4,370.53
Interest paid over 5-yr term$151,326.32
Balance at end of term$474,937.71

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$41,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,759.89

Cash Needed at Closing

Minimum down payment$41,000
Estimated BC PTT$11,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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