Property Type: Condo / ApartmentOwnership: Strata

3475 Granite Close Unit# 109

Kelowna, BC V1V0B9

$729,000

2 bed2 bath1 parking1,128 sqftBuilt 2018
Get Directions

Amenities

Also listed: Whirlpool, Racquet Courts

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$469/mo
Annual property tax
$3,767.56

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Recreation Facilities, Sewer

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Other

Exterior & Lot

View
Lake view, Mountain view
Pool
Inground pool, Outdoor pool

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Room Dimensions

RoomLevelDimensions
Utility roomMain level3'1'' x 6'8''
Laundry roomMain level7' x 7'9''
4pc BathroomMain level6' x 8'1''
BedroomMain level11'10'' x 14'3''
4pc Ensuite bathMain level5'6'' x 12'6''
Primary BedroomMain level12'6'' x 19'8''
Living roomMain level9'4'' x 12'10''
Dining roomMain level6'9'' x 12'10''
KitchenMain level16'7'' x 14'11''

Listing Information

MLS®
10367382
Listed
November 5, 2025
Time on market
On the market for 299 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Welcome to Granite at McKinley Beach, a lakeside community built by Acorn Homes. This beautifully appointed 2-bedroom, 2-bath condo offers thoughtful design with bedrooms on opposite sides for privacy and comfort. Enjoy a bright, open-concept layout with engineered hardwood floors, quartz countertops, soft-close cabinetry, and a gas stove. Both bathrooms feature in-floor heating, and the home includes central air and hot water on demand. Step onto your spacious, continuous deck, complete with an estimated $20K retractable awning, gas hook-up, and wiring for a hot tub. This balcony is perfect for summer evenings overlooking the Okanagan Lake. Additional highlights include a large storage room, a heated utility room on the deck, and an underground parking stall. As part of McKinley Beach, residents enjoy lake access, hiking and biking trails, a private marina, gym, community garden, pickleball, basketball, and the community centre, all for a membership fee. Only 20 minutes to downtown Kelowna and 11 minutes to UBCO and the airport, this is lakeside living with everyday convenience. (id:63159)

Values & Trends

This listing

$646/sqft

Building average

$706/sqft

1 active listing(s)

McKinley Landing average

$756/sqft

4 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle5.8 km
George Elliot SecondarySecondary5.9 km
Peter Greer ElementaryElementary6.5 km
North Glenmore ElementaryElementary6.5 km
Aberdeen Hall Preparatory School(Independent)K-126.6 km
Davidson Road ElementaryElementary7.1 km
Dr Knox Middle SchoolMiddle7.2 km
Watson Road ElementaryElementary8.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$583,200.00
Periodic payment — Principal & Interest (monthly)$3,762.61
Additional monthly expenses (strata, tax, utilities, etc.)$838.95
Total monthly cost$4,601.56
Interest paid over 5-yr term$167,146.80
Balance at end of term$524,590.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,237.42

Cash Needed at Closing

Minimum down payment$47,900
Estimated BC PTT$12,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information