Property Type: Land / LotOwnership: Freehold

3440 DUNSMUIR ROAD

Lac La Hache, BC V2J6V6

$124,500

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Property Details

Property & Lot

Lot size
5.21 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3150309
Listed
July 27, 2026
Time on market
On the market for 35 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Aspire Realty (Qsnl) · Data source: CREA DDF.

Description

ASSESSED AT $351,000! As a newly created parcel, it must be searched on BC Assessment using PID 032-704-224. The mostly usable corner lot offers multiple building sites, including a private two-acre area near the water with a new driveway. A permit is in place for a waterworks system allowing up to 2,000 litres per day through a legal Crown land crossing, which may also provide convenient lake access. A former BC Hydro right-of-way and an archaeological covenant affect only the far north end and do not impact the main building areas. A full survey is available, and the owner is willing to meet prospective buyers. A natural land bridge also provides access toward nearby offshore islands. (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Lac La Hache ElementaryElementary12.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,225) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$99,600.00
Periodic payment — Principal & Interest (monthly)$642.59
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$642.59
Interest paid over 5-yr term$28,545.65
Balance at end of term$89,590.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,225
Stress test qualifying rate8.09%
Payment you must qualify for$909.49

Cash Needed at Closing

Minimum down payment$6,225
Estimated BC PTT$1,245
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,970

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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