Property Type: Land / LotOwnership: Strata

LOT 90-4435 FIRCREST ROAD

Lac La Hache, BC V0K1T1

$118,000

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Property Details

Property & Lot

Lot size
5,525 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Annual property tax
$0 (2024)

Interior

Fireplace
None

Listing Information

MLS®
R3060965
Listed
October 22, 2025
Time on market
On the market for 313 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: Century 21 In Town Realty · Data source: CREA DDF.

Description

Spectacular lakefront opportunity: Gorgeous 4 season cottage LOT at Fircrest Lakeside Resort in beautiful Lac la Hache. Upper back corner of cottage area; perfect combination of in the woods + lake view. Largest remaining lot w/ extra space/privacy. FOUNDATION IN PLACE-making build quicker/easier. Several cabins built; plans are in place making the process smooth. Excellent fishing year round; ice fishing in winter. The lake is great if you swim, boat, waterski, kayak, paddle-board-the full range of water sports. 30 minutes to Mt Timothy Ski Resort and 16 minutes to the 108 Golf Resort. Great trails accessible right from the resort for snowmobiling, ATVing, hiking, biking, or walks with the family. The town has everything you need and nothing you don't need. Perfect getaway! V001786 (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Lac La Hache ElementaryElementary6.1 km
Mile 108 ElementaryElementary20.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($5,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$94,400.00
Periodic payment — Principal & Interest (monthly)$609.04
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$609.04
Interest paid over 5-yr term$27,055.31
Balance at end of term$84,913.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$5,900
Stress test qualifying rate8.09%
Payment you must qualify for$862.01

Cash Needed at Closing

Minimum down payment$5,900
Estimated BC PTT$1,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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