Property Type: Detached HouseOwnership: Freehold

3442 Scott Road

Kelowna, BC V1W3H3

$819,000

2 bed1 bath3 parking1,191 sqftBuilt 1947
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,152.25

Interior

Heating
Forced air, See remarks
Fireplace
None
Flooring
Tile, Carpeted

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Detached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level5'3'' x 7'6''
BedroomMain level10'3'' x 13'0''
Family roomMain level13'4'' x 17'2''
Primary BedroomMain level9'3'' x 13'8''
Dining roomMain level9'5'' x 10'7''
Living roomMain level13'6'' x 17'7''
KitchenMain level8'2'' x 10'7''

Listing Information

MLS®
10383278
Listed
April 15, 2026
Time on market
On the market for 138 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Located in the heart of Kelowna's vibrant and evolving Pandosy neighbourhood, this property offers exceptional flexibility for homeowners, investors, and those planning for the future. Just minutes from downtown, Okanagan Lake, beaches, shopping, restaurants, schools, and transit, you'll enjoy one of the city's most desirable and walkable locations. Situated on a generous lot with convenient lane access, the home offers a bright, functional floor plan with comfortable living spaces and plenty of outdoor room to relax, garden, or entertain. The spacious family room provides excellent flexibility and could easily be converted into an additional bedroom to accommodate a growing family or changing lifestyle needs. The property has been well cared for over the years, reflecting pride of ownership and ongoing maintenance. Buyers wishing to make the home their own can plan for future development, while those seeking an investment property have the opportunity for immediate income. Located within the UC5 – Pandosy Urban Centre future land use area, this property also presents exciting long-term redevelopment potential as the neighbourhood continues to evolve. Whether you're searching for a place to call home, a reliable investment, or a holding property with future development opportunities, this property offers outstanding value in one of Kelowna's most sought-after locations. (id:63159)

Values & Trends

This listing

$688/sqft

Building average

No other active listings in this building

Lower Mission average

$700/sqft

94 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Casorso ElementaryElementary628 m
KLO Middle SchoolMiddle909 m
Raymer ElementaryElementary997 m
Kelowna SecondarySecondary1.1 km
Immaculata Regional High School(Independent)Secondary1.7 km
A S Matheson ElementaryElementary2.3 km
Kelowna Christian School(Independent)K-122.3 km
de l'Anse-au-sableK-122.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • T-ONE Restaurant · 3477 Lakeshore Road150 m
  • Shore Line Brewing · 3477 Lakeshore Road197 m
  • kb&co · 3477 Lakeshore Road205 m
  • Bless'd Sips & Slices · 3377 Lakeshore Road233 m
  • The Canadian Brewhouse · 3030 Pandosy Street756 m

Cafes (3)

  • Half Blind Bean Coffee209 m
  • Tim Hortons252 m
  • Starbucks504 m

Grocery (3)

  • Save-On-Foods364 m
  • Urban Fare456 m
  • Lakview Market741 m

Parks (5+)

  • Boyce-Gyro Beach Park284 m
  • Fascieux Creek Wetland352 m
  • Watt Road Beach Access479 m
  • Watt Park600 m
  • Rotary Beach Park758 m

Gyms (2)

  • The Athlete Den Training & Rehab Studio Inc. · 3320 Richter Street217 m
  • Orangetheory Fitness · 590 K.L.O. Road682 m

Pharmacies (1)

  • Pharmasave423 m

Banks & ATMs (3)

  • BMO445 m
  • TD553 m
  • RBC Royal Bank717 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($56,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$655,200.00
Periodic payment — Principal & Interest (monthly)$4,227.13
Additional monthly expenses (strata, tax, utilities, etc.)$322.69
Total monthly cost$4,549.82
Interest paid over 5-yr term$187,782.20
Balance at end of term$589,354.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$56,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,860.28

Cash Needed at Closing

Minimum down payment$56,900
Estimated BC PTT$14,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$72,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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