Property Type: Detached HouseOwnership: Freehold

457 Patterson Avenue

Kelowna, BC V1Y5C5

$999,900

2 bed1 bath1 parking920 sqftBuilt 1930
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,407

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Window air conditioner
Fireplace
None

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Detached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomMain level8' x 8'
BedroomMain level10' x 11'
KitchenMain level12' x 15'
Full bathroomMain level
Primary BedroomMain level10' x 12'
Living roomMain level14' x 15'

Listing Information

MLS®
10390026
Listed
June 3, 2026
Time on market
On the market for 89 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Location, Location Location!!! This 900+ sqft 2 bed, 1 bath home has been lovingly maintained by its current owners and is ready for its new chapter. Located only 7 houses from Kinsmen Park and Okanagan Lake, you will love the vibe of this location! Imagine taking your paddle board out of the detached 12x24 garage and only being a few houses from the lake. This area is being re developed with new modern homes making their way into the landscape. When you walk in you are greated with 9' ceilings and tons of natural light thanks to the big windows making the space bright and inviting. Both the interior/exterior has been proffesionally painted. 2 good sized bedrooms and a single bath with a tub/shower stall. A functional kitchen layout with really cool vintage sink. Forced air heating and alarm system. The back patio is covered with a metal roof extending the patio season and over looks the south facing, fully fenced yard with underground irrigation. The whole property has been laid out for easy maintenance and simple yard work. 1 year old roof and detached garage has a newer overhead door with opener. Fruit trees, RV parking, storage shed and pre wired for a hot tub. This would be an awesome holding property while you have your dream home designed in a really great area of Kelowna. Check out the virtual tour in the media tab! (id:63159)

Values & Trends

This listing

$1,087/sqft

Building average

No other active listings in this building

Kelowna South average

$751/sqft

80 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Raymer ElementaryElementary402 m
Kelowna SecondarySecondary1.1 km
A S Matheson ElementaryElementary1.4 km
St Joseph Elementary School(Independent)Elementary1.4 km
KLO Middle SchoolMiddle1.4 km
Central School ProgramsK-121.5 km
Central SecondarySecondary1.5 km
Casorso ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Original Joe's323 m
  • Soy404 m
  • Hector's Casa409 m
  • Chutney · 3011 Pandosy Street589 m
  • The Canadian Brewhouse · 3030 Pandosy Street616 m

Cafes (5+)

  • Blenz Coffee364 m
  • The Marmalade Cat Cafe394 m
  • Bread Co.457 m
  • Bean scene460 m
  • Abbott St. Cafe725 m

Grocery (1)

  • Lakview Market622 m

Parks (5+)

  • Kinsmen Park220 m
  • Osprey Park291 m
  • Francis Avenue Beach Access361 m
  • West Avenue Beach Access435 m
  • Abbott Park456 m

Gyms (1)

  • Orangetheory Fitness · 590 K.L.O. Road677 m

Pharmacies (1)

  • Remedy'sRx622 m

Banks & ATMs (1)

  • RBC Royal Bank655 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,920.00
Periodic payment — Principal & Interest (monthly)$5,160.81
Additional monthly expenses (strata, tax, utilities, etc.)$413.25
Total monthly cost$5,574.06
Interest paid over 5-yr term$229,259.37
Balance at end of term$719,530.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.23

Cash Needed at Closing

Minimum down payment$74,990
Estimated BC PTT$17,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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