Property Type: Detached HouseOwnership: Freehold

970 Maygard Road

Kelowna, BC V1X5X1

$989,000

6 bed4.5 bath9 parking3,641 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.24 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,600.15

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Carpeted, Linoleum

Exterior & Lot

Exterior features
Concrete, Stucco

Parking

Total spaces
9 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement5'11'' x 6'5''
StorageBasement11'6'' x 14'2''
Utility roomBasement5'7'' x 5'6''
Utility roomBasement5'7'' x 10'9''
Laundry roomBasement6'11'' x 7'2''
BedroomBasement12'10'' x 9'8''
BedroomBasement13'5'' x 9'11''
Full bathroomBasement
BedroomBasement9'9'' x 11'10''
Recreation roomBasement18'0'' x 12'6''
KitchenBasement14'0'' x 14'0''
Full bathroomSecond level
BedroomSecond level9'1'' x 11'11''
BedroomSecond level9'6'' x 11'11''
Full ensuite bathroomSecond level
Primary BedroomSecond level16'4'' x 13'7''
StorageMain level14'4'' x 12'10''
Laundry roomMain level9'8'' x 7'4''
Partial bathroomMain level
FoyerMain level7'3'' x 15'6''
Family roomMain level22'3'' x 13'7''
KitchenMain level15'0'' x 13'7''
Dining roomMain level13'9'' x 11'5''
Living roomMain level13'0'' x 17'7''

Listing Information

MLS®
10397734
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Must-see custom-built home perfectly situated in a highly desirable location! Step into a welcoming foyer leading to the bright and spacious family room with a dining area, highlighted by vaulted ceilings and elegant architectural details. The kitchen features a second eating area for casual meals and flows seamlessly into a second family room area with cozy gas fireplace and access to a covered balcony - ideal for relaxing or entertaining. The upper level features a large primary bedroom with walk-in closet and ensuite bathroom. Two additional bedrooms and a full bathroom complete this floor, providing plenty of space for family and guests. Downstairs, the fully self-contained basement suite includes three bedrooms, a generous kitchen with an eating bar, separate laundry, and it's own entrance, complete with a separate electric meter. Multiple storage rooms to meet anyone's needs. Situated on a fully fenced, pie-shaped lot, this home offers two distinct yard spaces for outdoor enjoyment. Double car garage with even more storage. Conveniently located just steps from Rutland Secondary School and the YMCA with shopping, services, and transit close by. Call today to book your private viewing! (id:63159)

Values & Trends

This listing

$272/sqft

Building average

No other active listings in this building

Rutland North average

$517/sqft

84 active listing(s)

Parking: 9 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland Middle SchoolMiddle417 m
Rutland Senior SecondaryElementary459 m
Rutland ElementaryElementary582 m
Pearson Road ElementaryElementary1.2 km
South Rutland ElementaryElementary1.5 km
Flex Academy(Independent)K-121.9 km
Belgo Elementary SchoolElementary2.1 km
Kelowna Arts Academy(Independent)K-122.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Jaide & Joel's Baking Company · 555 Montgomery Road689 m

Parks (5+)

  • Sumac Park244 m
  • Rutland Recreation Park389 m
  • Wigglesworth Park444 m
  • Briarwood Park752 m
  • Harris Park758 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($73,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$791,200.00
Periodic payment — Principal & Interest (monthly)$5,104.55
Additional monthly expenses (strata, tax, utilities, etc.)$648.68
Total monthly cost$5,753.23
Interest paid over 5-yr term$226,760.19
Balance at end of term$711,686.96

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$73,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,036.80

Cash Needed at Closing

Minimum down payment$73,900
Estimated BC PTT$17,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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