Property Type: Detached HouseOwnership: Freehold

3475 Seacloud Rd

Saltair, BC V0R1K2

$735,000

2 bed2 bath2 parking1,311 sqftBuilt 1952
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Property Details

Property & Lot

Sub-type
House
Lot size
14,000 square feet
Zoning
Residential

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,684.96

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
StorageMain level
StorageMain level
BathroomMain level
BedroomMain level
BathroomMain level4-Piece
Primary BedroomMain level
Living roomMain level
Dining roomMain level
KitchenMain level
EntranceMain level
PorchMain level

Listing Information

MLS®
1044360
Listed
July 29, 2026
Time on market
On the market for 33 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Generation - The Neal Estate Group · Data source: CREA DDF.

Description

Take a breath of fresh sea air as you turn onto Seacloud Road, where the sky and the sea meet, and where people tend to stay a while. Passing through the gate, 3475 Seacloud welcomes you with immaculate gardens, a well-kept home, and a double garage with a history of loving family times evident from the moment you arrive. Step inside to a kitchen with a view of the sea, opening into a bright, open-plan dining and living area. From here, step out onto the full deck overlooking mature fruit trees and manicured gardens below. The home offers two to three bedrooms and two full bathrooms, a layout that suits young families and those looking to downsize alike. The property is fully fenced, with a magnificent hedge along the south and west edges for complete privacy. For those who love to tinker, the double car garage and shop comes outfitted with a cozy woodstove and room for all your tools. Just minutes away, you'll find the shops, restaurants, and entertainment of both Ladysmith and Chemainus. And right next door, the old train station turned Owl's Nest Bakery and Bistro. Come view this happy home, and go next door for a bite! (id:63159)

Values & Trends

This listing

$561/sqft

Building average

No other active listings in this building

Saltair average

$485/sqft

7 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

12°C

Humidity 93%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Chemainus Elementary Community SchoolElementary1.6 km
Chemainus SecondaryK-122.1 km
Stz'uminus Senior Secondary(Independent)Secondary6.0 km
Ladysmith PrimaryElementary7.8 km
Thetis Island ElementaryElementary8.0 km
Ladysmith SecondarySecondary8.1 km
Ladysmith IntermediateElementary8.1 km
Crofton Elementary Community SchoolElementary11.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($48,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$588,000.00
Periodic payment — Principal & Interest (monthly)$3,793.58
Additional monthly expenses (strata, tax, utilities, etc.)$373.08
Total monthly cost$4,166.66
Interest paid over 5-yr term$168,522.49
Balance at end of term$528,907.90

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$48,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,278.94

Cash Needed at Closing

Minimum down payment$48,500
Estimated BC PTT$12,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$62,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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