3520 Fitzgerald Road
Kelowna, BC V1W4G5
$1,349,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 1.17 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,831.95
Interior
- Heating
- Geothermal
- Cooling / A/C
- Geothermal
- Fireplace
- None
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 8 — covered indicated
- Features
- Attached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second level | 14'1'' x 19'1'' |
| Bedroom | Second level | 10'11'' x 10'0'' |
| Living room | Second level | 13'0'' x 16'4'' |
| Laundry room | Second level | 8'3'' x 10'6'' |
| Kitchen | Second level | 13'2'' x 12'5'' |
| Family room | Second level | 14'0'' x 12'10'' |
| Dining room | Second level | 12'2'' x 9'7'' |
| Other | Second level | 7'3'' x 8'7'' |
| Dining nook | Second level | 7'10'' x 12'4'' |
| Bedroom | Second level | 10'11'' x 10'0'' |
| Full ensuite bathroom | Second level | 6'1'' x 15'10'' |
| 4pc Bathroom | Second level | 7'7'' x 6'6'' |
| Utility room | Main level | 5'8'' x 5'0'' |
| Recreation room | Main level | 22'6'' x 25'3'' |
| Office | Main level | 13'0'' x 16'9'' |
| Laundry room | Main level | 9'11'' x 9'4'' |
| Other | Main level | 20'6'' x 21'1'' |
| Office | Main level | 6'11'' x 8'4'' |
| Other | Main level | 24'2'' x 12'1'' |
| Other | Main level | 10'11'' x 7'0'' |
| Bedroom | Main level | 10'2'' x 9'9'' |
| Bedroom | Main level | 10'8'' x 10'7'' |
| 4pc Bathroom | Main level | 10'6'' x 9'9'' |
Listing Information
- MLS®
- 10398689
- Listed
- August 25, 2026
- Time on market
- On the market for 6 days
- Data last synced
- August 28, 2026
Listing provided by: REMAX Kelowna · Data source: CREA DDF.
Description
Nestled on 1.17 acres of complete privacy, this lovingly maintained family home offers tranquility, space, and endless potential. Proudly owned by the original owners, this 5-bedroom, 3-bathroom residence has been thoughtfully designed and filled with years of cherished memories. Ahead of its time in both comfort and efficiency, the home is heated and cooled with a geothermal system, providing year-round comfort. The upper level features 3 bedrooms, including a spacious primary retreat complete with a large ensuite featuring a jetted tub and separate shower. One of the bedrooms is currently being used as an office and includes a closet without doors. The bright, open-concept living area showcases expansive views overlooking surrounding fruit tree fields, the perfect setting to enjoy your morning coffee or unwind with a good book. The dining area provides convenient access to the south-facing deck. Just around the corner, you’ll find a generously sized kitchen, breakfast nook, and adjoining family room. The family room also opens onto the rear deck. The lower level offers exceptional flexibility with an office/flex area, a second living room, 2 additional bedrooms, a full bathroom, and three separate entrances. With plumbing already in place along one wall, the basement offers excellent suite potential. Surrounded by nature and complete privacy, this is a rare opportunity to own a peaceful acreage property, blending comfort, functionality, and future potential. (id:63159)
Values & Trends
This listing
$393/sqft
Building average
—
No other active listings in this building
South East Kelowna average
$561/sqft
47 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Montessori Elementary School(Independent) | Elementary | 1.3 km |
| Okanagan Christian School(Independent) | K-12 | 2.5 km |
| South Kelowna Elementary | Elementary | 2.6 km |
| Quigley Elementary | Elementary | 2.8 km |
| Belgo Elementary School | Elementary | 3.2 km |
| Springvalley Elementary | Elementary | 3.3 km |
| Springvalley Middle School | Elementary | 3.5 km |
| Kelowna Christian School(Independent) | K-12 | 3.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 8.1% ($109,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.