Property Type: Detached HouseOwnership: Freehold

3548 HATCHERY ROAD

Horsefly, BC V0L1L0

$1,185,000

3 bed3 bath2,757 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
53,173.72 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,225.3 (2026)

Interior

Basement
Partially finished, N/A
Heating
Forced air, Electric, Wood
Fireplace
Yes (2)

Exterior & Lot

Exterior features
Wood
View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter, Concrete Slab
Roof
Asphalt shingle, Conventional

Parking

Features
Carport, Open

Room Dimensions

RoomLevelDimensions
Laundry roomBasement
Utility roomBasement
WorkshopBasement
Bedroom 3Basement
Family roomBasement
LoftAbove
Bedroom 2Above
FoyerMain level
OtherMain level
Primary BedroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level

Listing Information

MLS®
R3150434
Listed
July 28, 2026
Time on market
On the market for 34 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Horsefly Realty · Data source: CREA DDF.

Description

Waterfront property on Horsefly Lake with private setting, 160' S-facing shallow bank lakeshore, amazing home & 1.22 treed ac! Fine workmanship throughout, from cedar shake & river rock exterior, impressive rock fireplace, to oak kitchen w S/S appliances, HW floors & 3 full bths. Vaulted ceiling creates great sense of space & windows in all directions bring in delightful views & daylight. Quality NEW IMPROVEMENTS: Premium auto-start propane backup generator, propane tanks, L-shape dock with deicing system, patio deck, deluxe walk-in shower, hot tub, washer+dryer, dishwasher, hot water tank, kitchen island, wood-processing area & yard fence. Cozy home features primary BR on main & 2nd/3rd BRs up/down. Spacious fam rm & loft offer flexible hobby+work space. Workshop in bsmt ideal for tinkering & storage. Electric furnace, electric fireplace & wood heat provide yr-round comfort. Comes with carport & shed. Horsefly Lake is renowned for its pristine water, incredible fishing & spectacular scenery, ~45KM in length. (id:63159)

Values & Trends

This listing

$430/sqft

Building average

No other active listings in this building

Horsefly average

$428/sqft

13 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Williams Lake

Partly Cloudy

15°C

Partly Cloudy

Humidity 70%

Wind ESE 19 km/h

Tonight

10°

Tuesday

23°

Tuesday night

13°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horsefly Elem-Jr SecondaryElementary/Middle9.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($93,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$948,000.00
Periodic payment — Principal & Interest (monthly)$6,116.17
Additional monthly expenses (strata, tax, utilities, etc.)$490.11
Total monthly cost$6,606.28
Interest paid over 5-yr term$271,699.53
Balance at end of term$852,729.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$93,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,393.25

Cash Needed at Closing

Minimum down payment$93,500
Estimated BC PTT$21,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$116,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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