Property Type: Detached HouseOwnership: Freehold

6745 MILLAR ROAD

Horsefly, BC V0L1L0

$1,190,000

3 bed3 bath2,789 sqftBuilt 2008
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Amenities

Also listed: Fireplace(s)

Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
105,206.46 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,009.37 (2025)

Interior

Basement
Finished, N/A
Heating
Geo Thermal
Fireplace
Yes (2)

Exterior & Lot

Exterior features
Wood
View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter, Concrete Slab
Roof
Asphalt shingle, Conventional

Parking

Features
Detached Garage, Garage, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
Primary BedroomMain level
OtherMain level
FoyerMain level
LoftAbove
Recreational, Games roomBasement
KitchenBasement
Bedroom 2Basement
Bedroom 3Basement
Utility roomBasement

Listing Information

MLS®
R3123663
Listed
May 14, 2026
Time on market
On the market for 109 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Horsefly Realty · Data source: CREA DDF.

Description

Elegant home on 2.415ac w 210-ft waterfront on pristine Horsefly Lake! This custom-built home showcases stunning 21’6 ceiling, fir posts+beams & amazing lakeviews. Bright & welcoming living/dining areas flow seamlessly into gourmet kitchen. Main floor also offers powder rm & spacious primary BR complete w walk-in closet & ensuite. The loft provides generous flex space for family rm, office or studio. Daylight bsmt features 2 BRs, 2nd kitch & cozy rec rm that opens to covered lakeside porch. 600SF sundeck is perfect for peaceful relaxation or entertaining. Just steps away sits an adorable 2-BR self-contained guest cabin! Attached garage plus detached shop provide abundant rm for vehicles & toys. The property is beautifully treed for privacy & enjoyment. Across the rd an add'l cleared area w driveway is ready for RV or future builds. Serviced by geothermal heat, propane fireplaces, 200A power & septic. Telus Fibre internet makes remote work effortless while you enjoy lakefront living w/ amazing fishing yr-round! (id:63159)

Values & Trends

This listing

$427/sqft

Building average

No other active listings in this building

Horsefly average

$428/sqft

13 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Williams Lake

Partly Cloudy

15°C

Partly Cloudy

Humidity 70%

Wind ESE 19 km/h

Tonight

10°

Tuesday

23°

Tuesday night

13°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horsefly Elem-Jr SecondaryElementary/Middle12.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$952,000.00
Periodic payment — Principal & Interest (monthly)$6,141.98
Additional monthly expenses (strata, tax, utilities, etc.)$556.45
Total monthly cost$6,698.43
Interest paid over 5-yr term$272,845.94
Balance at end of term$856,327.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,427.86

Cash Needed at Closing

Minimum down payment$94,000
Estimated BC PTT$21,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$117,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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