Property Type: Detached HouseOwnership: Freehold

3583 Hammond Bay Rd

Nanaimo, BC V9T1E8

$1,065,000

3 bed3 bath4 parking2,329 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Lot size
16,988 square feet
Zoning
Residential

RS1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,928.28

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
4 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
BedroomLower level13'10 x 12'4
OtherLower level6'3 x 8'4
WorkshopLower level11'6 x 5'1
Utility roomLower level4'1 x 8'1
Living roomLower level19'6 x 16'7
StorageLower level3'10 x 18'5
KitchenLower level16'7 x 11'7
BathroomLower level8'1 x 8'3
SunroomMain level11'7 x 20'11
Primary BedroomMain level12'4
KitchenMain level8'5 x 13'8
Family roomMain level20'4 x 16'8
Dining roomMain level9'3 x 10'4
BedroomMain level13'10 x 12'4
BathroomMain level9'1
EnsuiteMain level2'1 x 6'7

Listing Information

MLS®
1038711
Listed
June 1, 2026
Time on market
On the market for 91 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Harbour Realty Ltd. · Data source: CREA DDF.

Description

Rare Hammond Bay offering with ocean views and direct beach access to the shores near Pipers Lagoon. Tucked away on a private, beautifully landscaped property, this well-maintained and thoughtfully updated home offers exceptional privacy, mature gardens, and a peaceful coastal lifestyle. The main level features a spacious living room, custom kitchen with newer appliances, dining area, sun-filled sunroom, 2 bedrooms, and 1.5 baths. Expansive windows capture tranquil ocean and nature views. The lower level includes a large family room and a self-contained 1-bedroom suite with new kitchen and bathroom—ideal for guests, extended family, or rental income. Outside, enjoy professionally landscaped rock walls, pathways, greenhouse, gazebo, and an impressive collection of mostly deer-resistant plantings including mature rhododendrons, a spectacular heritage lilac tree, established jasmine, African daisies, and dramatic daylilies. A rare in-town sanctuary offering space, privacy, and easy access to one of Nanaimo's most beloved waterfront parks. (id:63159)

Values & Trends

This listing

$457/sqft

Building average

No other active listings in this building

North Nanaimo average

$427/sqft

82 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hammond Bay ElementaryElementary1.7 km
Departure Bay ElementaryElementary2.4 km
Frank J. Ney ElementaryElementary3.2 km
Rock City ElementaryElementary3.4 km
Cilaire ElementaryElementary3.4 km
OceaneElementary3.8 km
Wellington SecondarySecondary3.9 km
Discover Montessori School(Independent)Elementary/Middle4.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • McKinnon Place Park · 153 McKinnon Place246 m
  • Place Road Beach Access356 m
  • Bonnie Drive Park · 3562 Bonnie Drive374 m
  • Pipers Lagoon Park · 3600 Place Road407 m
  • Wheatcroft Park · 3710 Lagoon Road600 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($81,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$852,000.00
Periodic payment — Principal & Interest (monthly)$5,496.81
Additional monthly expenses (strata, tax, utilities, etc.)$610.02
Total monthly cost$6,106.84
Interest paid over 5-yr term$244,185.65
Balance at end of term$766,376.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$81,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,562.77

Cash Needed at Closing

Minimum down payment$81,500
Estimated BC PTT$19,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$102,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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