Property Type: Condo / ApartmentOwnership: Strata

3630 Mission Springs Drive Unit# 106

Kelowna, BC V1W0B2

$550,000

3 bed2 bath1 parking1,259 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
Apartment
Stories
2

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$565/mo
Annual property tax
$2,983.4

Maintenance Fee Includes

WaterGarbageManagementHeat

Also included: Ground Maintenance, Insurance, Recreation Facilities, Reserve Fund Contributions

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Parkade

Restrictions & Policies

Pets
Allowed, Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerMain level19' x 14'3''
Full ensuite bathroomMain level5'6'' x 8'5''
Primary BedroomMain level19' x 14'3''
Living roomSecond level19'7'' x 11'11''
Dining roomSecond level10' x 7'9''
BedroomSecond level7'9'' x 12'
BedroomSecond level8'7'' x 10'6''
4pc BathroomSecond level6'1'' x 9'
KitchenSecond level12'9'' x 12'4''

Listing Information

MLS®
10395836
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Almost 100k below assessed value and ready for you to move in! Welcome to a rare offering that perfectly blends the comfort of townhome living with the convenience of an apartment. Close to all amenities, bus stops, easy bike ride to downtown or Pandosy areas makes this home a great investor opportunity. This spacious two-level home features both an interior and private exterior entrance, giving you the feel of a ground-oriented residence while still enjoying the benefits of strata living. Great examples are the community gardens, park and gym. Inside, you’ll find two generous bedrooms plus a versatile den, ideal for a home office, nursery, or guest space. The thoughtful two-level layout makes it a great fit for couples starting a family or those with a child. The primary bedroom on the lower level adds a privacy factor for early morning, while the other partner rests. The home includes one parking stall and the rare bonus of two storage units, providing exceptional storage rarely found in apartment living. Pet-friendly and designed for everyday comfort, this residence offers space to grow without compromise. Located in the highly desirable Lower Mission, you’re just minutes from beaches, parks, schools, shopping, restaurants, and all essential amenities. This is a unique opportunity to enjoy the best of both worlds in one of Kelowna’s most sought-after neighbourhoods. (id:63159)

Values & Trends

This listing

$437/sqft

Building average

$523/sqft

3 active listing(s)

Lower Mission average

$673/sqft

80 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Casorso ElementaryElementary247 m
KLO Middle SchoolMiddle751 m
Kelowna SecondarySecondary1.2 km
Immaculata Regional High School(Independent)Secondary1.3 km
Raymer ElementaryElementary1.5 km
Kelowna Christian School(Independent)K-121.8 km
de l'Anse-au-sableK-122.1 km
A S Matheson ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Windermere Park219 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($30,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$440,000.00
Periodic payment — Principal & Interest (monthly)$2,838.73
Additional monthly expenses (strata, tax, utilities, etc.)$876.62
Total monthly cost$3,715.35
Interest paid over 5-yr term$126,105.26
Balance at end of term$395,781.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$30,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,998.62

Cash Needed at Closing

Minimum down payment$30,000
Estimated BC PTT$9,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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