Property Type: Condo / ApartmentOwnership: Strata

3630 Mission Springs Drive Unit# 401

Kelowna, BC V1W0B2

$499,000

2 bed2 bath2 parking896 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$353/mo
Annual property tax
$2,370

Maintenance Fee Includes

WaterGarbageManagement

Also included: Reserve Fund Contributions, Sewer

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
Mountain view, View (panoramic)

Parking

Total spaces
2 — uncovered indicated
Features
Parkade

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level3'6'' x 3'
FoyerMain level6'8'' x 9'8''
BedroomMain level9'7'' x 12'2''
Living roomMain level15'2'' x 18'0''
3pc Ensuite bathMain level4'11'' x 9'0''
4pc BathroomMain level5'7'' x 7'11''
Primary BedroomMain level10'2'' x 12'1''
KitchenMain level12'2'' x 12'9''

Listing Information

MLS®
10396837
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Bright, open, and beautiful, this 'Near New' 2 bedroom, 2 bathroom corner contemporary condo is located on the 4th Floor in one of Kelowna’s most sought-after Complexes (Green Square Vert) and areas (Lower Mission) - just a short walk to Rotary Beach, top-rated schools, restaurants, and amenities. South-East facing to enjoy sunrise coffees, the home features an open-concept layout with oversized windows, modern yet timeless light grey shaker cabinets and white kitchen with large island, quartz countertops, stainless steel appliances (ceran top stove). Step out onto your private covered patio and enjoy the mountain views in the distance. The large primary bedroom has it's own 3 piece ensuite (shower) and nice walk-in closet. Full sized second bedroom with closet and Full Main Bathroom (Tub w/ shower) for guests and family alike. The community offers exceptional amenities including a rooftop patio, courtyard, green space, community garden, fitness facility, underground parking x 2, bike storage, pet wash plus bike wash stations, children’s playground, and direct access to biking and walking trails. Low-maintenance living at its best in vibrant Lower Mission close to shopping, beaches, boat launch, marina, restaurants, cafes, health services, and lots of other amenities. 3-D Walk Through Virtual Tour & Floor Plans: https://my.matterport.com/show/?m=Qbn8FHhKkuP HD Video with Aerial footage Walk Through: https://youtu.be/tfAt6r6wFuM Vacant & Move-in Ready - Book to view Today! (id:63159)

Values & Trends

This listing

$557/sqft

Building average

$483/sqft

3 active listing(s)

Lower Mission average

$672/sqft

80 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Casorso ElementaryElementary244 m
KLO Middle SchoolMiddle774 m
Kelowna SecondarySecondary1.2 km
Immaculata Regional High School(Independent)Secondary1.3 km
Raymer ElementaryElementary1.6 km
Kelowna Christian School(Independent)K-121.8 km
de l'Anse-au-sableK-122.0 km
A S Matheson ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Windermere Park235 m
  • Rotary Beach Park796 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$595.19
Total monthly cost$3,170.69
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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