Property Type: Detached HouseOwnership: Freehold

3643 Wild Rose Road

Kelowna, BC V1V3G2

$1,490,000

3 bed3 bath6 parking2,950 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.26 acres
Frontage
76 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,279

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Tile, Hardwood, Vinyl

Exterior & Lot

Exterior features
Stone, Stucco, Other
View
Lake view
Waterfront
Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, Oversize

Room Dimensions

RoomLevelDimensions
BedroomSecond level8'11'' x 10'1''
5pc Ensuite bathSecond level11'4'' x 13'6''
Primary BedroomSecond level12'10'' x 18'7''
4pc BathroomSecond level
KitchenSecond level15'10'' x 16'5''
Dining roomSecond level15'6'' x 12'6''
Living roomSecond level15'0'' x 17'8''
OtherMain level33'11'' x 39'10''
Utility roomMain level9'2'' x 4'5''
OtherMain level10'3'' x 17'0''
StorageMain level11'2'' x 7'0''
OfficeMain level10'10'' x 12'11''
Laundry roomMain level12'7'' x 13'3''
3pc BathroomMain level
BedroomMain level10'11'' x 10'11''

Listing Information

MLS®
10396664
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Stilhavn Real Estate Services · Data source: CREA DDF.

Description

Initially priced at $1,625,000 NOW $1,490,000. RARE FIND in sought-after McKinley Landing, this immaculate modern home offers 2950square feet of bright open living with fantastic lake views and exceptional privacy. Situated on a 0.26 acre lot this 3 bed 3 bath home showcases a spacious open concept with 9-10ft ceilings, a chef’s kitchen, featuring granite island gas range, stainless appliances, shaker cabinetry and walk-in pantry. The living area is anchored by a stunning stone fireplace wall with expansive windows and remote control blinds capturing the Okanagan lifestyle. Seamless indoor outdoor flow leads to a large L-shaped covered deck, perfect for entertaining or relaxing. The private backyard is a true retreat with a covered pergola, patio, hot tub, gas hookup and low maintenance landscaping offering sun when you want it and shade when you need it. Entry level includes a custom theatre room, office space, full bath, guest bedroom and bright laundry space. The OVERSIZED garage with epoxy floors fits up to 4 vehicles and is large enough for toys or a 26ft boat. The king size primary suite features lake views, dual (his & hers) walk-in closets and a spa inspired ensuite with the most amazing soaker tub, custom shower and dual vanities. You can see out but they can’t see in, offering unmatched privacy, comfort and lifestyle in one exceptional package. Recent updates include: hot tub deck, covered rear patio, landscaping, AND SO MUCH MORE. (id:63159)

Values & Trends

This listing

$505/sqft

Building average

No other active listings in this building

McKinley Landing average

$627/sqft

21 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle5.3 km
George Elliot SecondarySecondary5.4 km
Peter Greer ElementaryElementary6.0 km
Davidson Road ElementaryElementary6.6 km
Aberdeen Hall Preparatory School(Independent)K-126.9 km
North Glenmore ElementaryElementary7.0 km
Dr Knox Middle SchoolMiddle7.6 km
Ellison ElementaryElementary8.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,192,000.00
Periodic payment — Principal & Interest (monthly)$7,690.38
Additional monthly expenses (strata, tax, utilities, etc.)$671.25
Total monthly cost$8,361.63
Interest paid over 5-yr term$341,630.63
Balance at end of term$1,072,207.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,504.06

Cash Needed at Closing

Minimum down payment$124,000
Estimated BC PTT$27,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$153,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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