Property Type: Detached HouseOwnership: Freehold

3657 95 Highway

Parson, BC V0A1H4

$649,000

3 bed2 bath1,145 sqftBuilt 1953
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
74.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,904

Interior

Basement
Full
Heating
Forced air, Electric
Fireplace
None
Flooring
Concrete, Hardwood, Carpeted

Exterior & Lot

Exterior features
Wood
View
Mountain view, River view

Building

Roof
Metal, Unknown

Room Dimensions

RoomLevelDimensions
Utility roomBasement16'4'' x 14'3''
Recreation roomBasement15'11'' x 24'10''
Laundry roomBasement10' x 9'3''
GymBasement10'1'' x 9'
BedroomBasement10'1'' x 17'4''
Full bathroomBasement7'7'' x 4'7''
Mud roomMain level9'8'' x 11'9''
Full bathroomMain level7'7'' x 8'8''
BedroomMain level10'2'' x 12'8''
Primary BedroomMain level14'5'' x 14'10''
Dining roomMain level8'7'' x 8'11''
Living roomMain level15'1'' x 22'2''
KitchenMain level13' x 14'5''

Listing Information

MLS®
10387446
Listed
May 14, 2026
Time on market
On the market for 109 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Seventy-four acres overlooking the Columbia Valley Wetlands, with views that don't quit. The southern half of the property has seen significant recent investment. Approximately 15 acres of cross-fenced pasture is secured with new electric and rail fencing, complete with steel shelters and automatic waterers. A dedicated well serves the pasture area, and a buried 200-amp hydro service supplies two plug-in-ready sites previously used for tiny homes. Four power hookups and frost-free hydrants are positioned throughout for both farm and personal use. Landscaping prep is complete for a barn, shop, or riding arena — a large round pen is already in place. One field has been left open for annual hay production, and the property holds irrigation water rights to Hogranch Creek. The 1953 farmhouse — approximately 1,200 sq ft with 3 bedrooms, 2 bathrooms, its own producing well, and a 200-amp service — is currently tenant occupied. A small road on the property connects to miles of trails and community pastures along the north bench. The Spillimacheen FSR is less than five minutes away, with access to Mitten Lake, Silent Pass, and beyond. The Columbia River runs along the southern edge of the property. This property is entirely within the Agricultural Land Reserve (ALR). Please refer to the BC Agricultural Land Commission website — Living in the ALR. The infrastructure is in place. The vision is yours. (id:63159)

Values & Trends

This listing

$567/sqft

Building average

No other active listings in this building

South Hwy 95 average

$500/sqft

17 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Golden

Mostly Cloudy

10°C

Mostly Cloudy

Humidity 98%

Wind N 3 km/h

Tonight

Tuesday

24°

Tuesday night

11°

Wednesday

23°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Parson Community Recreation Park379 m

Nearby places data: © OpenStreetMap contributors.

School district: Rocky Mountain (SD6)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$215.67
Total monthly cost$3,565.37
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information