Property Type: Detached HouseOwnership: Freehold

3680 VANCE ROAD, Cultus Lake East

Cultus Lake, BC V2R5A6

$675,000

2 bed1 bath1,450 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.85 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,443.14 (2026)

Interior

Basement
Finished, Unknown
Fireplace
None

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level
KitchenMain level
Living roomMain level
Dining roomMain level
Bedroom 2Lower level
Recreational, Games roomLower level

Listing Information

MLS®
R3149167
Listed
July 22, 2026
Time on market
On the market for 40 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Dexter Realty · Data source: CREA DDF.

Description

Build your Dream Home at Cultus lake! This large lot is .85 acres and the surrounding neighbourhood is developed with luxury homes on the same street. Minutes to the Golf Course, shops, lakeside beaches,Waterslides and more!There is an existing small fixer upper home and the property is mostly treed. Priced at land value, an amazing opportunity that will sell fast. Call your realtor for more information today! (id:63159)

Values & Trends

This listing

$466/sqft

Building average

No other active listings in this building

Cultus Lake average

$640/sqft

16 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Chilliwack

16°C

Humidity 88%

Wind ENE 2 km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Cultus Lake Swílhcha Community SchoolElementary1.4 km
Promontory Heights Community ElementaryElementary3.7 km
GW Graham SecondarySecondary4.3 km
Vedder ElementaryElementary4.6 km
Mount Slesse Middle SchoolElementary4.7 km
Watson ElementaryElementary4.9 km
Unsworth ElementaryElementary5.0 km
Vedder Middle SchoolMiddle5.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Chilliwack (SD33)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$540,000.00
Periodic payment — Principal & Interest (monthly)$3,483.90
Additional monthly expenses (strata, tax, utilities, etc.)$359.93
Total monthly cost$3,843.83
Interest paid over 5-yr term$154,765.55
Balance at end of term$485,731.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,863.70

Cash Needed at Closing

Minimum down payment$42,500
Estimated BC PTT$11,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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