Property Type: Land / LotOwnership: Strata

3696 Horne Lake Caves Rd

Qualicum Beach, BC V9K2L7

$499,000

0 bed0 bath4 parking
Get Directions

Property Details

Property & Lot

Lot size
0.69 acres
Zoning
Other

CD-9

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Strata / maintenance fee
$105/mo
Annual property tax
$2,135.64

Interior

Fireplace
None

Exterior & Lot

View
Lake view
Waterfront
Waterfront on lake

Parking

Total spaces
4

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
1038489
Listed
June 1, 2026
Time on market
On the market for 91 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Anchor Realty (QU) · Data source: CREA DDF.

Description

HORNE LAKE WATERFRONT LOT plus a 5th wheel trailer – Your Lakeside Getaway Awaits! Incredible opportunity to own a recreational property! Dreaming of a lakefront escape? Discover this beautiful 0.69-acre south-facing lot on Horne Lake with 124 feet of pristine sandy beachfront. Enjoy panoramic views spanning Turtle Rock, Rocky Point, Fletcher’s Island, and Mt. Wesley right from your large sitting deck or private dock. Ready for your immediate enjoyment, this property includes a 2007 “Jazz by Thor” 27’ 5th wheel trailer featuring a bright living/dining area, a well-equipped kitchen with propane fridge, double sink, gas cooktop, microwave, a private queen bedroom, separate bunk room with Jack & Jill bunks, 4-piece bath, fold-down couch and dinette for extra sleeping, plus a roll-up exterior awning for all-weather enjoyment. Everything you need for recreational use while you plan your future Cottage-on-the-Lake. Water tank and lines, generator, septic tank, staircase down to the beach. The CD9 zoning allows for a two-storey cottage on foundation (size restrictions apply, please refer to zoning bylaws). Enjoy swimming, paddle boarding, and boating from your own sandy beachfront or simply relax and take in the breathtaking lake and mountain views. This property offers a rare chance to secure your family’s recreational retreat while you plan your dream build on Horne Lake. Visit our website for more photos and full details. Don't miss this rare opportunity—visit my website for more details or to schedule your private tour today! For more details or to view this property, contact Lois Grant Marketing Services direct at 250-228-4567 or view our website at www.LoisGrant.com for more details. (id:63159)

Location Insights

Weather

13°C

Humidity 89%

Wind SW calm km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

9,303

(2021 Census)

+4% since 2016

Density: 517.4/km²

Dwellings: 4,763

Median household income: $76,500

After-tax: $69,000

Immigrant population: 20.4%

Top countries of origin (% of total population)

  • United Kingdom10.7% · 995
  • United States of America1.7% · 160
  • Germany1.1% · 105
  • Netherlands0.6% · 60
  • Philippines0.4% · 35
  • South Africa, Republic of0.3% · 30
  • India0.2% · 20
  • Jamaica0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Bowser ElementaryElementary10.4 km
John Howitt ElementaryElementary10.8 km
des Grands-cedresElementary11.4 km
Tsuma-as ElementaryElementary12.1 km
Alberni ElementaryElementary12.4 km
Alberni District SecondarySecondary12.7 km
Wood ElementaryElementary12.7 km
John Paul II Catholic School(Independent)Elementary13.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$282.97
Total monthly cost$2,858.47
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information