Property Type: Land / LotOwnership: Strata

Lot 406 3720 Horne Lake Caves Rd

Qualicum Beach, BC V9K2L7

$425,000

0 bed0 bath3 parking
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Property Details

Property & Lot

Lot size
19,166 square feet
Zoning
Other

CD3

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Strata / maintenance fee
$100/mo
Annual property tax
$1,631

Interior

Heating
Other
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Lake view
Waterfront
Waterfront on lake

Parking

Total spaces
3 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
1040918
Listed
June 22, 2026
Time on market
On the market for 70 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Island Living (PK) · Data source: CREA DDF.

Description

South-Facing Horne Lake Building Lot with a Bunkie and Approximately 143 Feet of Waterfront! Just a short drive from Qualicum Beach, you'll find this very unique package offering year-round recreational opportunities and superb development potential. Perched on a hillside overlooking the forest and the sunny south-facing shores of Horne Lake, this gated and partially cleared 0.44-acre bare land strata lot hosts a small, partly finished Bunkie boasting lovely views of the forest and shimmering lake beyond. Built five years ago by an owner/carpenter, the unfinished Bunkie features a good-sized front deck, a built-in double bed, space for a washroom and tank, and a lower storage area housing the battery. Solar panel-connected lighting is already in place, and a small heater could be added. The property offers a generous parking area, and a large sewage holding tank has been installed for future connection to your bunkie, cabin, and RVs. The sellers have also added a staircase leading down to a private south-facing shoreline with a floating boat dock consisting of a breathable plastic covering with wood beneath. From here, you'll enjoy breathtaking panoramic views stretching across the lake to Turtle Rock, Rocky Point, Fletcher’s Island, and the forested slopes of Mount Wesley rising majestically in the distance. CD3 zoning allows recreational vehicle storage and permits the construction of a two-storey recreational residence (up to 1,130 sqft) with 430 sqft of deck space. Imagine the high and mid-bank building opportunities offered here! Use the property as your lakeside getaway while updating the existing Bunkie to suit your needs. There is ample parking available for your friends and family to bring their recreational vehicles for the weekend. Alternatively, enjoy the property as it is while planning your future family cottage, modern lakefront escape, or multi-generational vacation destination. For more info visit our website. (id:63159)

Location Insights

Weather

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

9,303

(2021 Census)

+4% since 2016

Density: 517.4/km²

Dwellings: 4,763

Median household income: $76,500

After-tax: $69,000

Immigrant population: 20.4%

Top countries of origin (% of total population)

  • United Kingdom10.7% · 995
  • United States of America1.7% · 160
  • Germany1.1% · 105
  • Netherlands0.6% · 60
  • Philippines0.4% · 35
  • South Africa, Republic of0.3% · 30
  • India0.2% · 20
  • Jamaica0.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Bowser ElementaryElementary10.4 km
John Howitt ElementaryElementary10.8 km
des Grands-cedresElementary11.4 km
Tsuma-as ElementaryElementary12.1 km
Alberni ElementaryElementary12.4 km
Alberni District SecondarySecondary12.7 km
Wood ElementaryElementary12.7 km
John Paul II Catholic School(Independent)Elementary13.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$340,000.00
Periodic payment — Principal & Interest (monthly)$2,193.56
Additional monthly expenses (strata, tax, utilities, etc.)$235.92
Total monthly cost$2,429.48
Interest paid over 5-yr term$97,444.98
Balance at end of term$305,831.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,104.70

Cash Needed at Closing

Minimum down payment$21,250
Estimated BC PTT$6,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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