Property Type: Detached HouseOwnership: Freehold

3742 James Cres

Black Creek, BC V9J1E9

$1,675,000

3 bed3 bath6 parking2,521 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
House
Lot size
2.6 acres
Zoning
Residential

RU-8

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,443.56

Interior

Heating
Heat Pump, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

Waterfront
Waterfront on river

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BathroomLower level4'10 x 9'6
Family roomLower level15'1 x 16'3
OtherLower level10'8 x 14'1
Recreation roomLower level11'9 x 15'11
EnsuiteMain level7'2 x 9'11
Primary BedroomMain level13'5 x 13'8
BathroomMain level4'11 x 10'11
BedroomMain level9'11 x 19'2
BedroomMain level10'0 x 10'7
Dining roomMain level11'6 x 16'6
KitchenMain level10'2 x 16'9
Dining nookMain level7'10 x 11'4
Living roomMain level12'10 x 17'0
EntranceMain level4'6 x 11'3

Listing Information

MLS®
1047559
Listed
August 21, 2026
Time on market
On the market for 10 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage-Comox Valley (CV) · Data source: CREA DDF.

Description

Welcome to your private riverfront oasis, where 2.6 manicured acres meet roughly 600 feet of pristine walk on frontage of the Oyster River in this fully renovated 3 bed, 3 bath, 2521 square foot sanctuary. Inside, you will find a 3 level split layout boasting high end modern finishes. Custom heated tile floors in the bathrooms, a spa inspired primary suite with direct access to the outdoor hot tub and so much more. The exceptional living space extends outside to an expansive covered deck perfect for entertaining, overlooking a treed park like area with riverside camping spots, a private sandy beach, and crystal clear swimming holes. Whether hosting summer gatherings, soaking in the tub, or setting up camp along the water's edge, this rare waterfront estate delivers an uncompromised luxury lifestyle in a one of a kind natural setting. (id:63159)

Values & Trends

This listing

$664/sqft

Building average

No other active listings in this building

Merville Black Creek average

$896/sqft

29 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Ocean Grove ElementaryElementary5.7 km
Georgia Park ElementaryElementary7.7 km
Ècole Willow Point ElementaryElementary8.1 km
Southgate Middle SchoolElementary8.3 km
Penfield ElementaryElementary8.7 km
Miracle Beach ElementaryElementary8.9 km
Timberline Secondary SchoolElementary9.4 km
Mer-et-montagneElementary/Middle10.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($335,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,340,000.00
Periodic payment — Principal & Interest (monthly)$8,645.23
Additional monthly expenses (strata, tax, utilities, etc.)$579.63
Total monthly cost$9,224.86
Interest paid over 5-yr term$384,047.85
Balance at end of term$1,205,334.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$335,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,304.13

Cash Needed at Closing

Minimum down payment$335,000
Estimated BC PTT$31,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$368,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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