Property Type: DuplexOwnership: StrataNEW LISTING

3748 Morningside Lane

West Kelowna, BC V4T0B1

$799,900

3 bed3.5 bath1 parking2,050 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.05 acres

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$175/mo
Annual property tax
$0

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Vinyl

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
032-822-201

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
OtherBasement12'8'' x 4'10''
Recreation roomBasement15'11'' x 19'9''
BedroomBasement10'10'' x 12'3''
BedroomBasement10'6'' x 12'1''
Full bathroomBasement4'11'' x 10'9''
Laundry roomBasement8'8'' x 7'6''
Living roomMain level14'3'' x 9'9''
Dining roomMain level12'5'' x 10'
KitchenMain level9'8'' x 14'6''
Partial bathroomMain level5' x 5'6''
OtherMain level9'6'' x 5'6''
Full ensuite bathroomMain level12'5'' x 4'11''
Primary BedroomMain level12'2'' x 12'3''
FoyerMain level9' x 4'

Listing Information

MLS®
10399071
Listed
August 29, 2026
Time on market
On the market for 2 days
Data last synced
August 30, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

WAKE UP TO THIS. Stunning Okanagan Lake, valley and mountain views greeting you every morning. Welcome to the Lakeview Terrace Collection at The Trails—where elevated Okanagan living meets modern design, incredible views and exceptional value. This brand-new 3-bedroom, 2.5-bath terrace home is designed for the way you want to live, with an open-concept floorplan, contemporary architecture and effortless indoor-outdoor living. Gather around the island kitchen complete with quartz countertops and stainless steel appliances, then step onto the covered patio and take in the views that make living here so special. Built to Step Code 4 for enhanced energy efficiency, comfort and performance. Best of all, the Okanagan lifestyle is right outside your door—trails, beaches, wineries, golf, shopping and everyday amenities are all minutes away. Qualified purchasers are exempt from BC Property Transfer Tax under the Newly Built Home Exemption. Eligible first-time home buyers may also qualify for the federal GST rebate. Late 2026 occupancy. THE VIEW. THE LIFESTYLE. THE VALUE. $799,900. (id:63159)

Values & Trends

This listing

$390/sqft

Building average

No other active listings in this building

Glenrosa average

$367/sqft

6 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Webber Road ElementaryElementary576 m
Glenrosa Middle SchoolMiddle644 m
Glenrosa ElementaryElementary1.3 km
Our Lady of Lourdes(Independent)Elementary/Middle1.7 km
Helen Gorman ElementaryElementary2.2 km
Shannon Lake ElementaryElementary4.1 km
Sensisyusten House of Learning(Independent)Elementary4.6 km
Chief Tomat ElementaryElementary5.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Astoria Park109 m
  • Mule Deer Park228 m
  • Webber Road Walkway343 m
  • Morningside Park399 m
  • Glen Abbey Park440 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (strata, tax, utilities, etc.)$278.00
Total monthly cost$4,406.55
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.10

Cash Needed at Closing

Minimum down payment$54,990
Estimated BC PTT$13,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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