Property Type: DuplexOwnership: Freehold

3831 Gellatly Road S

West Kelowna, BC V4T2P7

$620,000

3 bed3.5 bath2 parking1,413 sqftBuilt 1997
Get Directions

Property Details

Property & Lot

Sub-type
Duplex
Stories
2

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$3,065.63

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerMain level5'3'' x 9'1''
Dining roomMain level12'11'' x 10'4''
BedroomSecond level11'1'' x 13'1''
BedroomSecond level10'7'' x 10'4''
2pc BathroomMain level5'1'' x 5'0''
4pc BathroomSecond level6'10'' x 8'6''
4pc Ensuite bathSecond level5'9'' x 10'4''
Primary BedroomSecond level14'3'' x 11'5''
Living roomMain level16'2'' x 15'8''
KitchenMain level12'11'' x 9'1''

Listing Information

MLS®
10378463
Listed
March 20, 2026
Time on market
On the market for 164 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Welcome to this updated half duplex in West Kelowna—NO strata fees! Enjoy a peaceful, rural feel just minutes from Gellatly Bay Park and Glen Canyon Regional Park, as well as shopping, orchards, and farmers markets. Located in a friendly neighbourhood with a true sense of community. UPDATES include new fridge, dishwasher, stove, washer, dryer, hot water tank, and vinyl plank flooring. The open-concept main floor features a spacious living room with a cozy gas fireplace, along with a kitchen and dining area—all overlooking the backyard, perfect for keeping an eye on kids or pets while enjoying everyday living. The kitchen offers many great updates, such as a new fridge, dishwasher, and stove. Upstairs, you’ll find all of the generously-sized bedrooms together—an ideal layout for families. The spacious primary bedroom includes a walk-in closet and a balcony, perfect for unwinding. Enjoy a fully fenced backyard with a covered patio for BBQing and a garden patch. Recent updates include a new dishwasher, fridge, stove/oven, washer, dryer, hot water tank, vinyl plank flooring, and so much more! A fantastic opportunity in a great location! (id:63159)

Values & Trends

This listing

$439/sqft

Building average

No other active listings in this building

Westbank Centre average

$360/sqft

14 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle655 m
Webber Road ElementaryElementary980 m
Glenrosa Middle SchoolMiddle1.6 km
Glenrosa ElementaryElementary2.0 km
Helen Gorman ElementaryElementary3.2 km
Sensisyusten House of Learning(Independent)Elementary3.7 km
Shannon Lake ElementaryElementary3.7 km
Chief Tomat ElementaryElementary4.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Turtle Jack's519 m
  • Boston Pizza549 m
  • Cherry Pit629 m
  • L'Oven657 m

Cafes (1)

  • Blend Bites · 2525 Dobbin Road786 m

Parks (2)

  • Westbank Centre Park469 m
  • Glenway Park697 m

Shopping (1)

  • Elliott Plaza · 2525 Dobbin Road784 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$496,000.00
Periodic payment — Principal & Interest (monthly)$3,200.02
Additional monthly expenses (strata, tax, utilities, etc.)$326.47
Total monthly cost$3,526.49
Interest paid over 5-yr term$142,155.03
Balance at end of term$446,153.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,483.07

Cash Needed at Closing

Minimum down payment$37,000
Estimated BC PTT$10,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information