Property Type: Detached HouseOwnership: Freehold

38 RUE CHEVAL NOIR Unit# 411

Kamloops, BC V1S0G4

$969,900

4 bed3.5 bath1 parking2,190 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.15 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$57/mo
Annual property tax
$0

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stone, Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Dining nookSecond level10' x 13'6''
BedroomSecond level10' x 13'
Laundry roomSecond level5'6'' x 11'4''
4pc BathroomSecond level
BedroomSecond level12'10'' x 13'
BedroomSecond level13'6'' x 12'2''
3pc Ensuite bathSecond level
Primary BedroomSecond level19' x 16'6''
Dining roomMain level12'1'' x 13'6''
KitchenMain level16'4'' x 12'7''
Living roomMain level16'4'' x 13'
2pc BathroomMain level
FoyerMain level12' x 7'1''

Listing Information

MLS®
10379399
Listed
March 23, 2026
Time on market
On the market for 161 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Welcome to Latitude at Tobiano, where modern design meets one of the most breathtaking lifestyle communities in the Kamloops region. This thoughtfully designed new construction home offers perfectly tailored peaceful, functional living. The bright, open-concept main floor features a stylish kitchen with large island, spacious dining area, and inviting living room—ideal for both everyday living and entertaining. A convenient powder room and direct access to the double garage add to the functional layout. Upstairs, you’ll find 4 bedrooms including a well-appointed primary suite complete with walk-in closet and private ensuite, along with a full bathroom, dedicated laundry room, and bonus office/study space. The design offers flexibility for growing families, professionals, or those seeking extra room to live and work comfortably. Situated in the sought-after Latitude community, this home is surrounded by Tobiano’s stunning natural beauty—just minutes from Kamloops Lake, world-class golf, marina access, and endless hiking and outdoor recreation. A perfect opportunity to own a brand-new home in one of BC’s premier lifestyle destinations. (id:63159)

Values & Trends

This listing

$443/sqft

Building average

No other active listings in this building

Tobiano average

$385/sqft

16 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Savona ElementaryElementary11.1 km
Parkcrest ElementaryElementary20.0 km
Brocklehurst Secondary SchoolSecondary20.3 km
Kay Bingham ElementaryElementary20.7 km
George Hilliard ElementaryElementary21.3 km
Twin Rivers Education CentreK-1221.5 km
Dufferin ElementaryElementary22.1 km
AE Perry ElementaryElementary22.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($71,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$775,920.00
Periodic payment — Principal & Interest (monthly)$5,005.97
Additional monthly expenses (strata, tax, utilities, etc.)$167.00
Total monthly cost$5,172.97
Interest paid over 5-yr term$222,380.90
Balance at end of term$697,942.55

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$71,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,904.61

Cash Needed at Closing

Minimum down payment$71,990
Estimated BC PTT$17,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$90,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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