Property Type: Detached HouseOwnership: Freehold

524 DEER Drive

Kamloops, BC V1S1Z9

$1,099,999

4 bed3.5 bath2,563 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
20.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,184.62

Interior

Basement
Full
Heating
Baseboard heaters, Electric
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view

Building

Roof
Metal, Unknown

Parking

Features
RV, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
LoftSecond level12'0'' x 12'0''
Primary BedroomSecond level22'6'' x 15'4''
StorageBasement14'0'' x 15'0''
Utility roomBasement10'0'' x 15'0''
BedroomMain level12'4'' x 8'5''
BedroomMain level12'3'' x 15'5''
BedroomBasement10'3'' x 8'0''
Living roomMain level17'11'' x 12'0''
Living roomBasement18'0'' x 12'0''
Dining roomMain level12'0'' x 10'0''
KitchenMain level12'0'' x 11'0''
KitchenBasement11'10'' x 10'9''
2pc BathroomSecond level6'9'' x 6'7''
4pc BathroomMain level9'6'' x 8'9''
3pc BathroomBasement7'3'' x 5'5''

Listing Information

MLS®
10379334
Listed
March 13, 2026
Time on market
On the market for 171 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Welcome to 524 Deer Dr. and it’s amazing log home with incredible views. This king of the castle setting is 20 acres with detached shop 32 x 42 with 10 x 10 door and a second home site from a past mobile. Enjoy looking from the primary suite loft directly at the waters of Kamloops Lake. An open plan throughout and a wrap around deck to enjoy those warm summer nights. The one bedroom basement suite has separate entrance and has been a great money maker as an Airbnb. The home has a total of four bedrooms and three bathrooms. Water supply is by well with two large storage tanks inside the basement of the home. Lots of flat outside space for enjoyment. Chicken coop and small outbuilding for hobby farmers. Only 15 minutes to Kamloops 10 minutes to Tobiano. This is one of the most charming country opportunities available on the market today. (id:63159)

Values & Trends

This listing

$429/sqft

Building average

No other active listings in this building

Cherry Creek/Savona average

$468/sqft

20 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Parkcrest ElementaryElementary12.8 km
Brocklehurst Secondary SchoolSecondary13.0 km
Kay Bingham ElementaryElementary13.5 km
Twin Rivers Education CentreK-1214.1 km
George Hilliard ElementaryElementary14.1 km
Dufferin ElementaryElementary14.4 km
AE Perry ElementaryElementary15.0 km
Norkam Secondary SchoolSecondary15.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,999.00
Periodic payment — Principal & Interest (monthly)$5,677.45
Additional monthly expenses (strata, tax, utilities, etc.)$393.39
Total monthly cost$6,070.84
Interest paid over 5-yr term$252,210.24
Balance at end of term$791,561.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$85,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.99

Cash Needed at Closing

Minimum down payment$85,000
Estimated BC PTT$20,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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