Property Type: Detached HouseOwnership: Freehold

3804 SPRING CREEK DRIVE

Terrace, BC V8G0C5

$699,000

5 bed3 bath3,678 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.67 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,449.97 (2026)

Interior

Basement
Unfinished, N/A
Heating
Forced air, Natural gas
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Log

Building

Foundation
Concrete Perimeter
Roof
Metal, Conventional

Parking

Features
Carport, Open

Room Dimensions

RoomLevelDimensions
FoyerMain level
Laundry roomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
Bedroom 2Main level
Bedroom 3Main level
KitchenAbove
OfficeAbove
Bedroom 4Above
StorageBasement
StorageBasement
KitchenBasement
Bedroom 5Basement
Bedroom 6Basement

Listing Information

MLS®
R3134999
Listed
June 11, 2026
Time on market
On the market for 81 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Royal LePage Aspire Realty (Terr) · Data source: CREA DDF.

Description

This multi-generational log home is situated directly across the street from the Northwest Community College, offering a convenient location for students, faculty, and staff. The open floor plan features a galley-style kitchen that flows seamlessly into the dining area and vaulted-ceiling living room, providing ample space for everyday living and entertaining. Large windows overlook the mature trees on the back porch, creating a connection to the natural surroundings. With a versatile layout, this home can accommodate families of all sizes or provide the potential for a private suite, catering to multi-generational living arrangements. The rustic log construction is complemented by modern features and finishes, striking a balance between traditional charm and contemporary comfort. (id:63159)

Values & Trends

This listing

$190/sqft

Building average

No other active listings in this building

Terrace average

$342/sqft

69 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Rain

11°C

Rain

Humidity 97%

Wind W 14 km/h

Tonight

11°

Tuesday

14°

Tuesday night

11°

Wednesday

23°

Wednesday night

13°

Thursday

24°

Source: Environment and Climate Change Canada.

Population

12,017

(2021 Census)

+3.2% since 2016

Density: 209.6/km²

Dwellings: 5,200

Median household income: $90,000

After-tax: $80,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India1.6% · 195
  • Portugal1% · 120
  • United Kingdom0.9% · 105
  • Philippines0.8% · 100
  • United States of America0.7% · 80
  • Germany0.5% · 60
  • Netherlands0.4% · 45
  • China0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Mountain View Christian Academy(Independent)K-121.1 km
Ecole MountainviewElementary1.2 km
Uplands ElementaryElementary1.8 km
Caledonia SecondarySecondary2.0 km
'Na Aksa Gyilak'yoo School(Independent)K-122.1 km
Skeena MiddleElementary2.1 km
Veritas Catholic(Independent)Elementary/Middle2.2 km
Parkside SecondarySecondary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Cedar Cafe at CMTN317 m

Parks (1)

  • Unnamed299 m

Nearby places data: © OpenStreetMap contributors.

School district: Coast Mountains (SD82)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$721.50
Total monthly cost$4,329.27
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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