Property Type: DuplexOwnership: Strata

4035 Gellatly Road Unit# 106

West Kelowna, BC V4T1R7

$549,000

2 bed2 bath2 parking1,303 sqftBuilt 1991
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Amenities

Also listed: Clubhouse

Property Details

Property & Lot

Sub-type
Duplex
Stories
1

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$219/mo
Annual property tax
$2,543

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Stucco
View
Mountain view
Waterfront
Waterfront on stream

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Additional Parking

Restrictions & Policies

Age / occupancy
Adult-oriented (no young children), Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerMain level4'0'' x 6'8''
BedroomMain level11'1'' x 10'3''
4pc Ensuite bathMain level
3pc BathroomMain level
StorageMain level4'10'' x 12'0''
Dining roomMain level11'11'' x 7'10''
Primary BedroomMain level14'11'' x 11'9''
Living roomMain level25'9'' x 14'8''
KitchenMain level10'8'' x 11'8''

Listing Information

MLS®
10392695
Listed
June 25, 2026
Time on market
On the market for 67 days
Data last synced
August 28, 2026

Listing provided by: 2 Percent Realty Interior Inc. · Data source: CREA DDF.

Description

Welcome to sought-after Canyon Ridge! This beautifully maintained rancher offers easy one-level living in a quiet 55+ gated community surrounded by mature landscaping and peaceful creekside views. With level entry and no stairs, this ideal downsizer combines comfort and convenience in a park-like setting. Backing onto a serene water feature with mountain and hillside views, the private covered patio creates exceptional outdoor living. Sliding doors from the dining area and bright kitchen nook provide seamless indoor-outdoor flow while showcasing the beautiful creekside setting. The spacious open living and dining area features hardwood flooring, abundant natural light, a large bay window, and cozy brick fireplace. The bright white kitchen offers ample cabinetry, tile flooring, and a sunny window over the sink.The generous primary bedroom includes wood flooring, a walk-in closet, and spacious ensuite with double-sink vanity and tub/shower combo. A second bedroom and full bath with shower provide flexibility for guests. The attached garage features workshop space, shelving, workbench, utility sink, and extra storage, plus an enlarged crawl space accessed through the storage room offering rare additional storage space. Central A/C and driveway parking complete the package. Enjoy easy-care living close to Okanagan Lake, wineries, orchards, and recreation. A rare creekside opportunity—AVAILABLE AND EASY TO SHOW! (id:63159)

Values & Trends

This listing

$421/sqft

Building average

No other active listings in this building

Westbank Centre average

$361/sqft

14 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle1.3 km
Webber Road ElementaryElementary1.9 km
Glenrosa Middle SchoolMiddle2.5 km
Glenrosa ElementaryElementary3.0 km
Sensisyusten House of Learning(Independent)Elementary3.9 km
Helen Gorman ElementaryElementary4.2 km
Shannon Lake ElementaryElementary4.3 km
Chief Tomat ElementaryElementary4.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Gellatly Heritage Regional Park290 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,200.00
Periodic payment — Principal & Interest (monthly)$2,833.57
Additional monthly expenses (strata, tax, utilities, etc.)$495.92
Total monthly cost$3,329.49
Interest paid over 5-yr term$125,875.98
Balance at end of term$395,061.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,991.70

Cash Needed at Closing

Minimum down payment$29,900
Estimated BC PTT$8,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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