Property Type: Condo / ApartmentOwnership: Strata

3880 Brown Road Unit# 314

West Kelowna, BC V4T2J5

$465,000

2 bed2 bath1 parking1,067 sqftBuilt 1998
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Amenities

Also listed: Storage - Locker, Clubhouse

Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$421/mo
Annual property tax
$1,959

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, View of water, View (panoramic), Unknown

Building

Roof
Other, Unknown

Parking

Total spaces
1 — covered indicated
Features
Parkade, Heated Garage

Restrictions & Policies

Rentals
Allowed
Age / occupancy
Adult-oriented (no young children), Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc BathroomMain level9'10'' x 4'9''
BedroomMain level12'5'' x 9'11''
4pc Ensuite bathMain level9'0'' x 9'4''
Primary BedroomMain level16'1'' x 11'1''
Living roomMain level18'4'' x 20'1''
KitchenMain level9'9'' x 14'1''

Listing Information

MLS®
10396230
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Amazing views from one of the most ideally situated units in this sought-after complex in West Kelowna! Enjoy stunning lake, mountain, and vineyard views from the privacy of your top floor patio. This well-designed unit features a split floor plan with 2 bedrooms, 2 bathrooms, and well over 1,000 sq. ft. of living space. Updates include laminate flooring, new kitchen countertops, hardware & backsplash, stainless steel appliances, and a cozy gas fireplace. The spacious primary bedroom offers an abundance of natural light, plenty of closet space, and a 4-piece ensuite. Monticello is a popular 55+ complex offering numerous amenities, including a clubhouse, workshop, community garden, and guest suite. Conveniently located close to restaurants, wineries and shopping, this home also includes one secure underground parking stall and a storage locker. Come explore this fantastic complex and start living the Okanagan lifestyle today! (id:63159)

Values & Trends

This listing

$436/sqft

Building average

No other active listings in this building

Westbank Centre average

$479/sqft

106 active listing(s)

Parking: 1 stall(s) includedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle544 m
Webber Road ElementaryElementary1.6 km
Glenrosa Middle SchoolMiddle2.3 km
Glenrosa ElementaryElementary2.5 km
Sensisyusten House of Learning(Independent)Elementary3.1 km
Shannon Lake ElementaryElementary3.4 km
Chief Tomat ElementaryElementary3.6 km
Helen Gorman ElementaryElementary3.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Boston Pizza633 m
  • Turtle Jack's644 m
  • L'Oven689 m
  • Wings West Kelowna · 2484 Main Street707 m
  • Cherry Pit717 m

Cafes (3)

  • Blend Bites · 2525 Dobbin Road496 m
  • Starbucks561 m
  • Donna's Fresh Café · 2484 Main Street798 m

Grocery (1)

  • Save-On-Foods364 m

Parks (4)

  • Westbank Centre Park452 m
  • Unnamed624 m
  • Memorial Park661 m
  • Unnamed681 m

Shopping (2)

  • Elliott Plaza · 2525 Dobbin Road516 m
  • Westridge Centre · 2484 Main Street784 m

Gyms (1)

  • Curves · 2484 Main Street781 m

Pharmacies (2)

  • Shoppers Drug Mart367 m
  • Pharmasave · 2484 Main Street742 m

Banks & ATMs (2)

  • Scotiabank530 m
  • Interior Savings · 3718 Elliott Road585 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$372,000.00
Periodic payment — Principal & Interest (monthly)$2,400.02
Additional monthly expenses (strata, tax, utilities, etc.)$636.94
Total monthly cost$3,036.96
Interest paid over 5-yr term$106,616.27
Balance at end of term$334,615.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,396.90

Cash Needed at Closing

Minimum down payment$23,250
Estimated BC PTT$7,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,050

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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