Property Type: Condo / ApartmentOwnership: Strata

3890 Brown Road Unit# 315

West Kelowna, BC V4T2J5

$394,000

1 bed2 bath1 parking1,029 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$408/mo
Annual property tax
$1,802.1

Interior

Heating
Electric
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground, Stall

Restrictions & Policies

Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc Ensuite bathMain level6'3'' x 10'8''
3pc BathroomMain level9' x 6'2''
Dining roomMain level4'11'' x 4'11''
Primary BedroomMain level14'6'' x 11'7''
DenMain level11'4'' x 12'7''
Living roomMain level14'7'' x 17'1''
KitchenMain level9'9'' x 8'10''

Listing Information

MLS®
10396693
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Monticello is a 55+ community close to all amenities. Just minutes for grocery shopping, doctors, restaurants and Johnson Bentley Pool. Close to world renown wineries with Truck 59 Cidery across the street and Crown & Thieves Winery within walking distance. Okanagan Lake is a quick drive or walk. Bright top floor unit with 1 bedroom and den. Lots of light. Lots of storage in the unit and a gas fireplace. 1 parking stall and 1 storage unit. Loads of visitor parking and a guest suite for visitors. The amenities include a clubhouse with full kitchen, billiards and a lounge area. There is a workshop and a community garden. Secure underground parking and RV parking. Pet friendly community that allows 1 adult cat or dog up to 12"" and up to 20 lbs. (id:63159)

Values & Trends

This listing

$383/sqft

Building average

$364/sqft

1 active listing(s)

Westbank Centre average

$479/sqft

106 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle621 m
Webber Road ElementaryElementary1.8 km
Glenrosa Middle SchoolMiddle2.4 km
Glenrosa ElementaryElementary2.7 km
Sensisyusten House of Learning(Independent)Elementary3.0 km
Shannon Lake ElementaryElementary3.4 km
Chief Tomat ElementaryElementary3.5 km
Helen Gorman ElementaryElementary4.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Everest · 2430 Main Street709 m
  • Boston Pizza728 m
  • Wings West Kelowna · 2484 Main Street729 m
  • Everest Indian & Nepalese Restaurant · 2430 Main St, #1733 m
  • Turtle Jack's744 m

Cafes (2)

  • Blend Bites · 2525 Dobbin Road542 m
  • Starbucks557 m

Grocery (1)

  • Save-On-Foods390 m

Parks (5+)

  • Unnamed549 m
  • Westbank Centre Park563 m
  • Memorial Park577 m
  • Unnamed584 m
  • CNR Wharf749 m

Shopping (1)

  • Elliott Plaza · 2525 Dobbin Road564 m

Gyms (1)

  • Curves · 2484 Main Street799 m

Pharmacies (2)

  • Shoppers Drug Mart371 m
  • Pharmasave · 2484 Main Street760 m

Banks & ATMs (2)

  • Scotiabank544 m
  • Interior Savings · 3718 Elliott Road626 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$315,200.00
Periodic payment — Principal & Interest (monthly)$2,033.56
Additional monthly expenses (strata, tax, utilities, etc.)$609.13
Total monthly cost$2,642.69
Interest paid over 5-yr term$90,337.23
Balance at end of term$283,523.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,700
Stress test qualifying rate8.09%
Payment you must qualify for$2,878.24

Cash Needed at Closing

Minimum down payment$19,700
Estimated BC PTT$5,880
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,080

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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