Property Type: Land / LotOwnership: Freehold

39 155 BIRCH BAY RESORT ROAD

Fraser Lake, BC V0J1S0

$65,000

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Property Details

Property & Lot

Lot size
36.65 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3083466
Listed
January 27, 2026
Time on market
On the market for 217 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Aspire Realty · Data source: CREA DDF.

Description

One of the best Lake view lot at prestigious Birch Bay Resort with spectacular views and stunning morning sunrises. Enjoy breathtaking scenery, abundant wildlife, and endless recreation. Resort features concrete boat launch with marina, on-site boat and propane fuel, and is fully set up for all RV types. Owners enjoy banquet hall, laundry facilities, on-site automotive shop for minor repairs, outdoor 20’ x 40’ pool, BBQ areas, playgrounds, children’s spaces, community fire pit. Golf course nearby. World-class fishing and fly fishing. Affordable resort living in a prime recreational destination. Boat, trailer, quad, and equipment storage available. Lot includes Doc Slip, Storage shed and Gazebo. (id:63159)

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($3,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$52,000.00
Periodic payment — Principal & Interest (monthly)$335.49
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$335.49
Interest paid over 5-yr term$14,903.35
Balance at end of term$46,774.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$3,250
Stress test qualifying rate8.09%
Payment you must qualify for$474.84

Cash Needed at Closing

Minimum down payment$3,250
Estimated BC PTT$650
Legal / closing costs (typical estimate)$1,500
Total cash needed$5,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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