Property Type: Land / LotOwnership: Freehold

Lot 19 153 BIRCH BAY ROAD

Fraser Lake, BC V0J1S0

$65,000

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Property Details

Property & Lot

Lot size
36.5 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3089505
Listed
February 13, 2026
Time on market
On the market for 199 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Own your private escape at beautiful Birch Bay on Francois Lake. RV Lot 19 offers full services including water, power, and sewer, plus a picnic table and fire pit for effortless lakeside living. Ideally positioned near the lake and outdoor heated pool, this lot captures peaceful views of Francois Lake within a secure, family-friendly gated community. Enjoy exclusive owner amenities: a 20’ x 40’ heated pool, adventure playground, banquet hall, automotive shop for small repairs, concrete boat launch, moorage, propane and boat fuel sales, laundry, storage areas, trails, and more. With over 170 miles of shoreline, exceptional fishing, abundant wildlife, and endless recreation, this is your opportunity to invest in lifestyle, leisure, and lasting memories. (id:63159)

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($3,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$52,000.00
Periodic payment — Principal & Interest (monthly)$335.49
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$335.49
Interest paid over 5-yr term$14,903.35
Balance at end of term$46,774.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$3,250
Stress test qualifying rate8.09%
Payment you must qualify for$474.84

Cash Needed at Closing

Minimum down payment$3,250
Estimated BC PTT$650
Legal / closing costs (typical estimate)$1,500
Total cash needed$5,400

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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