Property Type: Other

3936 176 STREET

Surrey, BC V3Z1C4

$2,499,000

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Property Details

Property & Lot

Lot size
114,127.2 square feet

Ownership & Fees

Property type
Other
Annual property tax
$5,661.37 (2025)

Interior

Fireplace
None

Listing Information

MLS®
C8074722
Listed
December 23, 2025
Time on market
On the market for 264 days
Tax assessment year
2025
Data last synced
September 13, 2026

Listing provided by: Century 21 Coastal Realty Ltd. · Data source: CREA DDF.

Description

Live, Work, and Play on 2.62 Acres! THE HOUSE: Fully renovated 3 bed / 2 bath. Move-in-ready! THE LAND: 2.62 Acres total. Double exposure access. THE PARKING: Front half graveled & cleaned. Perfect for TRUCKERS, construction equipment, or RVs. THE OUTBUILDINGS: Brand new storage garage + farm building (great for rental income!). THE LIFESTYLE: Back acreage ready for veggies, trees, and hobby farming. New fence. New paving. Excellent setup for business owners or nature lovers. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Surrey average

$814/sqft

63 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Langley

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 70%

Wind NW 7 km/h

Tonight

13°

Sunday

17°

Sunday night

13°

Monday

18°

Monday night

13°

Tuesday

19°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
East Kensington ElementaryElementary2.8 km
Pacific Heights ElementaryElementary2.8 km
Grandview Heights SecondaryElementary3.1 km
Cloverdale TraditionalElementary3.5 km
SD 36 Alternate Cloverdale LCSecondary3.5 km
Cloverdale Learning CentreSecondary3.6 km
Edgewood ElementaryElementary3.8 km
Morgan ElementaryElementary4.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($499,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,999,200.00
Periodic payment — Principal & Interest (monthly)$12,898.16
Additional monthly expenses (strata, tax, utilities, etc.)$471.78
Total monthly cost$13,369.94
Interest paid over 5-yr term$572,976.47
Balance at end of term$1,798,286.87

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$499,800
Stress test qualifying rate8.09%
Payment you must qualify for$15,373.15

Cash Needed at Closing

Minimum down payment$499,800
Estimated BC PTT$52,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$554,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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