Property Type: Detached HouseOwnership: Freehold

395 Dogwood Dr

Ladysmith, BC V9G1B7

$679,000

3 bed2 bath2 parking1,495 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Lot size
8,800 square feet
Zoning
Residential

R-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,470

Interior

Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
PatioMain level19'10 x 27'7
EntranceMain level14'2 x 5'5
Primary BedroomSecond level10'0 x 16'6
Living roomMain level12'10 x 18'9
Utility roomLower level13'1 x 8'5
KitchenMain level9'7 x 13'6
Recreation roomLower level16'9 x 11'7
Dining roomMain level9'11 x 11'8
BedroomLower level10'9 x 11'8
BedroomSecond level16'9 x 11'7
BathroomSecond level4-Piece
BathroomLower level3-Piece

Listing Information

MLS®
1029607
Listed
March 22, 2026
Time on market
On the market for 163 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Harbour Realty Ltd. · Data source: CREA DDF.

Description

Charming split level home backing onto Ladysmith Golf Course. This well maintained 3 bedroom, 2 bath home offers a new heat pump installed in 2025, new windows, RV parking, in/out half circle driveway, private landscape, and newer appliances. The lovely back yard offers plenty of privacy, overlooking Holland Creek and the golf course, as well as a beautiful nature landscape; great for bird watching and basking in the summer shade. Large sundeck accesses spacious garden shed / workspace, and enjoy a 5 minute walk to Ladysmith's world famous walking trailsbacking onto creek with mature trees. Walking distance to shopping mall, downtown amenities, bus routes, and everything Ladysmith has to offer! (id:63159)

Values & Trends

This listing

$454/sqft

Building average

No other active listings in this building

Ladysmith average

$550/sqft

69 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith PrimaryElementary1.9 km
Ladysmith SecondarySecondary2.2 km
Ladysmith IntermediateElementary2.3 km
Stz'uminus Senior Secondary(Independent)Secondary3.1 km
Chemainus Elementary Community SchoolElementary7.5 km
Chemainus SecondaryK-128.1 km
North Oyster ElementaryElementary8.1 km
Thetis Island ElementaryElementary9.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Sushi Wara344 m

Cafes (1)

  • Starbucks336 m

Grocery (1)

  • Save-On-Foods361 m

Shopping (1)

  • Coronation Mall · 370 Davis Road311 m

Pharmacies (1)

  • IDA Drug · 370 Trans-Canada Highway276 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$543,200.00
Periodic payment — Principal & Interest (monthly)$3,504.54
Additional monthly expenses (strata, tax, utilities, etc.)$447.50
Total monthly cost$3,952.04
Interest paid over 5-yr term$155,682.68
Balance at end of term$488,610.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,891.39

Cash Needed at Closing

Minimum down payment$42,900
Estimated BC PTT$11,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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