417 White St
Ladysmith, BC V9G1B7
$775,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 7,200 square feet
- Zoning
- Residential
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,738.77
Interior
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Mountain view
Parking
- Total spaces
- 5
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Auxiliary Building | 8'5 x 10'8 |
| Workshop | Other | 9'3 x 16'3 |
| Bathroom | Main level | 4-Piece |
| Recreation room | Lower level | 8'2 |
| Recreation room | Lower level | 11'9 x 12'5 |
| Bedroom | Lower level | 8'0 x 9'3 |
| Bedroom | Lower level | 12'9 |
| Bathroom | Lower level | 3-Piece |
| Storage | Lower level | 3'3 x 16'10 |
| Dining room | Main level | 12'9 |
| Primary Bedroom | Main level | 12'4 |
| Bedroom | Main level | 12'4 |
| Living room | Main level | 9'3 x 12'9 |
| Kitchen | Main level | 12'3 x 12'4 |
Listing Information
- MLS®
- 1046795
- Listed
- August 17, 2026
- Time on market
- On the market for 14 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty (NA) · Data source: CREA DDF.
Description
Inviting you to 417 White St., a beautifully updated Ladysmith character home offering thoughtful upgrades and excellent outdoor living spaces at an outstanding location. The main level features an inviting open-concept living space with shiplap ceilings and LED lighting, original fir floors, a stylish kitchen with quality cabinetry, centre island and expansive sliding glass door to the deck, plus a completely renovated bathroom. Downstairs offers two additional bedrooms, a 3-piece bath, family/media room, storage and mudroom, with new flooring and fully insulated walls. Major updates include a 2021 natural gas furnace, 2019 roof, 200-amp electrical service, 2023 hot water tank and upgraded plumbing and vinyl thermal windows. Refer to the Features Outline to review all this homes upgrades. Outside, enjoy mature landscaping, raised garden beds, grapevines, stamped concrete pathways, two powered sheds, RV parking and a covered deck with infrared heater and removable greenhouse panels for year-round enjoyment. Ideally located close to Ladysmith’s schools, Frank Jameson Community Centre, Transfer Beach, shopping and downtown amenities, this is a wonderful opportunity to enjoy the best of small-town living with everyday conveniences close at hand. School catchments should be verified with the district. (id:63159)
Values & Trends
This listing
$450/sqft
Building average
—
No other active listings in this building
Ladysmith average
$550/sqft
69 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Nanaimo
15°C
Partly Cloudy
Humidity 85%
Wind N 2 km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
8,990
(2021 Census)
+5.3% since 2016
Density: 746.7/km²
Dwellings: 4,079
Median household income: $81,000
After-tax: $72,500
Immigrant population: 12.7%
Top countries of origin (% of total population)
- United Kingdom4.9% · 440
- United States of America1.3% · 120
- Germany0.7% · 65
- Netherlands0.5% · 45
- Poland0.3% · 25
- South Africa, Republic of0.3% · 25
- India0.3% · 25
- Mexico0.2% · 20
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
37
7/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Ladysmith Primary | Elementary | 398 m |
| Ladysmith Secondary | Secondary | 694 m |
| Ladysmith Intermediate | Elementary | 699 m |
| Stz'uminus Senior Secondary(Independent) | Secondary | 3.4 km |
| North Oyster Elementary | Elementary | 6.6 km |
| Chemainus Elementary Community School | Elementary | 9.0 km |
| Chemainus Secondary | K-12 | 9.6 km |
| Thetis Island Elementary | Elementary | 9.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Barnacle Barney's Fish and Chips · 341 First Avenue543 m
- Wigan Restaurant · 438 First Avenue559 m
- Roberts Street Pizza · 20 Roberts Street585 m
- Maya Norte · 18 Roberts Street595 m
- Zack's Lounge · 530 First Avenue599 m
Cafes (4)
- Jas Cafe · 440 4th Avenue318 m
- Plantitude574 m
- Old Town Bakery · 512 First Avenue576 m
- Iron Works Cafe & Creperie · 422 Esplanade Avenue645 m
Parks (5+)
- Wickham Park · 340 Belaire Street268 m
- Root Street Park · 420 Root Street333 m
- Queen's Park467 m
- Lions Park565 m
- Spirit Square569 m
Shopping (3)
- Canvas Plus · 428 First Avenue551 m
- The Worldly Gourmet · 522 First Avenue585 m
- Budget Blinds · 19 High Street671 m
Gyms (5+)
- Active Solutions Health and Sport535 m
- CrossFit Ladysmith · 529 First Avenue625 m
- Ladysmith Shaolin Martial Arts · 25 High Street660 m
- Lift Haus · 19 High Street670 m
- Frank Jamison Community Center738 m
Pharmacies (1)
- Pharmasave · 441 First Avenue594 m
Banks & ATMs (3)
- Ladysmith and District Credit Union · 330 First Avenue483 m
- RBC · 521 First Avenue615 m
- CIBC · 540 First Avenue621 m
Nearby places data: © OpenStreetMap contributors.
School district: Nanaimo-Ladysmith (SD68)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.8% ($52,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.