Property Type: Land / LotOwnership: Freehold

3950 Short Road

Eagle Bay, BC V0E1T0

$189,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.34 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$431.67

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10388913
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Sorrento) · Data source: CREA DDF.

Description

3950 Short Road, Eagle Bay. This .34-acre lakeview lot is walking distance to a public beach access on the wonderful Shuswap Lake. Located just outside the popular Eagle Bay area. The lot is partially cleared and levelled, with a possible building area and driveway already. Drilled well in place. Septic system installed. Lot has been surveyed. Privacy fencing on one side. Power pole installed on the lot. Zoned RR1. Just off the main road of Eagle Bay and only a short drive to Eagle Bay or Blind Bay stores and amenities. Not only close to the Lake but all the outdoor fun that the Shuswap has to offer in terms of hiking, biking, sledding and more. If you are looking to build on a fantastic lake view lot in the Shuswap with some of your work already done, this is a great option. No building scheme and no timeline to start building. All measurements are approx. on aerial photos; please refer to survey for legal lot lines. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle5.8 km
Carlin Elementary MiddleElementary/Middle12.2 km
Sorrento ElementaryElementary15.3 km
North Canoe ElementaryElementary20.3 km
Shuswap SDA(Independent)Elementary/Middle20.5 km
Eagle River SecondaryK-1222.9 km
Parkview Elementary SchoolElementary23.3 km
Salmon Arm SecondarySecondary23.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$151,200.00
Periodic payment — Principal & Interest (monthly)$975.49
Additional monthly expenses (strata, tax, utilities, etc.)$35.97
Total monthly cost$1,011.46
Interest paid over 5-yr term$43,334.35
Balance at end of term$136,004.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,450
Stress test qualifying rate8.09%
Payment you must qualify for$1,380.68

Cash Needed at Closing

Minimum down payment$9,450
Estimated BC PTT$1,890
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,840

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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