Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

3957 Old Yellowhead Highway

Kamloops, BC V2H1K6

$679,900

4 bed2 bath1 parking1,950 sqftBuilt 1974
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.15 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,118.95

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Vinyl Shingles, Unknown

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement5'1'' x 8'2''
3pc BathroomBasement
Laundry roomBasement10'8'' x 11'8''
BedroomBasement10'4'' x 12'2''
BedroomBasement13'2'' x 12'2''
Recreation roomBasement12'9'' x 18'0''
4pc BathroomMain level
BedroomMain level12'2'' x 9'3''
Primary BedroomMain level10'2'' x 12'6''
KitchenMain level11'0'' x 10'3''
Dining roomMain level11'0'' x 8'1''
Living roomMain level18'4'' x 13'6''

Listing Information

MLS®
10396460
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to this well maintained and immaculate 2+2 bedroom family home featuring 1950 square feet and situated on a flat .15 acre lot in Rayleigh. On the main floor you will find an updated kitchen complete with island and quartz countertops, an open concept living room & dining room featuring vaulted ceilings & cozy gas fireplace. Step out onto your covered sundeck off of the dining room perfect for summer BBQing and taking in the mountain views. Down the hall you will find two bedrooms and the 4 piece main bathroom. Fully finished basement features a separate entrance, 2 bedrooms, bathroom, rec room with wood fireplace and laundry room with lots of storage. Excellent storage underneath the sundeck, enjoy the beautiful flat private yard with garden shed, wired 26x18 single garage/workshop and tons of parking for all of your toys! Many updates are already done, hot water tank (2024), roof, windows, furnace & A/C. Close to Elementary, school and convenience store, Sun Peaks Resort and downtown Kamloops. A must to view this great home & area! (id:63159)

Values & Trends

This listing

$349/sqft

Building average

No other active listings in this building

Rayleigh average

$358/sqft

9 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rayleigh ElementaryElementary1.3 km
Westsyde ElementaryElementary2.1 km
Westsyde SecondarySecondary2.9 km
David Thompson ElementaryElementary3.2 km
Arthur Stevenson ElementaryElementary3.9 km
Collines-d'orElementary5.2 km
Westmount ElementaryElementary8.0 km
Heffley Creek ElementaryElementary8.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$543,920.00
Periodic payment — Principal & Interest (monthly)$3,509.19
Additional monthly expenses (strata, tax, utilities, etc.)$441.25
Total monthly cost$3,950.43
Interest paid over 5-yr term$155,889.04
Balance at end of term$489,257.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,897.61

Cash Needed at Closing

Minimum down payment$42,990
Estimated BC PTT$11,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information