Property Type: Detached HouseOwnership: Freehold

3970 Bovanis Rd

Bowser, BC V0R1G0

$849,900

4 bed5 bath5 parking2,840 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Lot size
9,583 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,835

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
Recreation roomThird level37'1
BathroomThird level3-Piece
BathroomMain level3-Piece
EnsuiteMain level2-Piece
BedroomMain level11'9
Primary BedroomMain level17'3 x 11'11
Living roomMain level18'11
KitchenMain level13'10 x 14'2
Laundry roomLower level4'7
BathroomLower level3-Piece
EnsuiteLower level3-Piece
Primary BedroomLower level17'4 x 11'10
BedroomLower level10'1 x 11'10
Living roomLower level18'11 x 13'11
KitchenLower level13'10 x 14'2

Listing Information

MLS®
1044802
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver Island North · Data source: CREA DDF.

Description

Welcome to 3970 Bovanis Road in the highly sought-after community of Bowser. Ideally located just a few steps to the shoreline, this property offers a glimpse of ocean views from the upper two levels and an exceptional opportunity to enjoy coastal living at an attractive price point. This well-maintained home features 4 bedrooms and 5 bathrooms and a bonus room. A spacious 2-bedroom, 2-bathroom self-contained in-law suite on the main floor, complete with a full kitchen is deal for extended family or potential rental income. The third level boasts an impressive 670 sq ft recreation room, offering incredible versatility as an additional bedroom, playroom, home office, or studio space. Thoughtfully designed, both the main living areas and upper floors are filled with natural light, creating a bright and inviting atmosphere throughout. Enjoy outdoor living with both front and back decks, perfect for relaxing or entertaining in any season. The fully fenced, landscaped yard has been meticulously cared for and offers both privacy and functionality. Garden enthusiasts will appreciate the addition of a small greenhouse and a separate shed for extra storage of tools and equipment. The property also features convenient parking with a covered carport, providing protection from the elements year-round. Whether you’re looking for a multi-generational home, an investment opportunity, or a spacious family residence near the ocean, this property delivers outstanding value in a desirable location. (id:63159)

Values & Trends

This listing

$299/sqft

Building average

No other active listings in this building

Bowser/Deep Bay average

$601/sqft

12 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Qualicum Beach

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bowser ElementaryElementary4.3 km
Hornby Island ElementaryElementary12.2 km
Qualicum Beach ElementaryElementary15.2 km
Beachcombers Academy(Independent)Elementary15.9 km
Arrowsmith Independent School(Independent)Elementary17.3 km
Denman Island Community SchoolElementary17.3 km
Kwalikum SecondarySecondary17.8 km
John Howitt ElementaryElementary19.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Nile Road Community Park · 3876 Bovanis Road391 m
  • Creekside Islewood Community Park and Trail · 68 Islewood Drive410 m
  • Bovanis Road Community Park · 3875 Bovanis Road428 m
  • Nile Creek Community Park · 3812 Creekside Drive560 m
  • Rose Community Park · 3813 Charlton Drive753 m

Nearby places data: © OpenStreetMap contributors.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (strata, tax, utilities, etc.)$461.58
Total monthly cost$4,848.20
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.13

Cash Needed at Closing

Minimum down payment$59,990
Estimated BC PTT$14,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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