Property Type: Detached HouseOwnership: Freehold

3990 Fairwinds Court

Kelowna, BC V1W4G1

$3,199,900

4 bed5 full, 2 half bath4 parking5,168 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.87 acres
Frontage
296 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,533.73

Interior

Basement
Full
Heating
Heat Pump, Forced air, In Floor Heating, See remarks, Hot Water
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
Yes (4)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Carpeted

Exterior & Lot

Exterior features
Stone, Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement13'4'' x 6'10''
OtherBasement7'2'' x 12'5''
BedroomBasement17'6'' x 16'0''
5pc BathroomBasement11'0'' x 12'0''
OtherBasement4'10'' x 5'10''
BedroomBasement11'6'' x 17'10''
4pc Ensuite bathBasement8'1'' x 9'7''
BedroomBasement14'4'' x 13'5''
Recreation roomBasement26'2'' x 21'6''
4pc Ensuite bathMain level10'0'' x 16'6''
OtherMain level13'8'' x 13'6''
Primary BedroomMain level18'7'' x 13'6''
2pc BathroomMain level6'1'' x 6'1''
Laundry roomMain level7'8'' x 7'11''
Mud roomMain level12'5'' x 8'2''
2pc BathroomMain level5'3'' x 6'11''
PantryMain level5'0'' x 10'10''
Dining nookMain level11'6'' x 14'0''
KitchenMain level17'4'' x 19'1''
DenMain level12'6'' x 12'1''
Dining roomMain level13'8'' x 12'11''
Living roomMain level17'0'' x 21'8''
FoyerMain level8'6'' x 7'6''

Listing Information

MLS®
10376012
Listed
February 25, 2026
Time on market
On the market for 187 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Quiet and secluded! 3990 Fairwinds is where 2.87 acres in South East Kelowna meets luxury! This potential hobby farm or equestrian estate offers incredible value with 5,168 sq ft of beautifully finished living space is nestled behind a winding driveway that leads to the majestic entry of this 2013 custom-built walk-out rancher. Inside, the open-concept great room offers exceptional space for entertaining, highlighted by soaring ceilings with exposed timber cross beams, with room to accommodate both the tallest Christmas trees and biggest smiles! The chef’s kitchen features high-end Thermador appliances, including a warming oven, and a pass-through window to the covered porch. The home offers seamless indoor outdoor living with built-in BBQ and floor-to-ceiling screening for year-round enjoyment. The main floor features a private spa inspired primary & ensuite with steam shower, soaker tub & an oversized walk-in closet. The lower level walk-out offers three additional bedrooms, a spacious family room, wet bar & wine room. The 4 car garage offers abundant storage. Outside, the expansive property offers space aplenty for development with manicured landscaping, lush lawns for a soccer pitch, plus a future pool and a hot tub rough in already in place. Make this the year that this South East Kelowna neighborhood becomes home, and this exceptionally well-designed home will make your days shine! Book your private viewing today. (id:63159)

Values & Trends

This listing

$619/sqft

Building average

No other active listings in this building

South East Kelowna average

$556/sqft

47 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
South Kelowna ElementaryElementary1.6 km
Okanagan Montessori Elementary School(Independent)Elementary3.2 km
Okanagan Christian School(Independent)K-124.4 km
Quigley ElementaryElementary4.7 km
Black Mountain ElementaryElementary4.9 km
Kelowna Christian School(Independent)K-124.9 km
Belgo Elementary SchoolElementary5.0 km
Immaculata Regional High School(Independent)Secondary5.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($639,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,559,920.00
Periodic payment — Principal & Interest (monthly)$16,515.74
Additional monthly expenses (strata, tax, utilities, etc.)$1,135.81
Total monthly cost$17,651.55
Interest paid over 5-yr term$733,680.43
Balance at end of term$2,302,656.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$639,980
Stress test qualifying rate8.09%
Payment you must qualify for$19,684.89

Cash Needed at Closing

Minimum down payment$639,980
Estimated BC PTT$77,995
Legal / closing costs (typical estimate)$1,500
Total cash needed$719,475

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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