Property Type: Land / LotOwnership: Freehold

3993 Ponderosa Place

Peachland, BC V0H1X5

$339,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.22 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,332.3

Interior

Fireplace
None

Listing Information

MLS®
10372296
Listed
January 12, 2026
Time on market
On the market for 231 days
Data last synced
August 28, 2026

Listing provided by: Canada Flex Realty Group Ltd. · Data source: CREA DDF.

Description

Choose your builder! Build your dream home in one of Peachland's most picturesque and welcoming neighbourhoods at 3993 Ponderosa Place! This prime residential lot offers breathtaking, unobstructed panoramic views of Okanagan Lake, surrounding mountains, and valley—perfect for capturing sunrises, sunsets, and the serene Okanagan lifestyle year-round. Nestled in the sought-after Pines at Ponderosa area, the lot enjoys dual access options: convenient frontage on Ponderosa Place with 2 potential access providing flexibility for your build. Electricity and natural gas are available at the lot line. Just minutes from downtown Peachland's shops, restaurants, beaches, parks, and the lake, yet tucked away in a quiet, friendly community with low traffic and a peaceful ambiance. No building timelines, no design restrictions—bring your own builder and create the home you've always envisioned. Whether you're dreaming of a modern walkout, contemporary design, or cozy retreat with lake vistas from every level, this lot delivers endless potential in one of BC's most desirable lakeside communities. Don't miss this rare opportunity in Peachland—priced to sell quickly for the savvy buyer ready to secure their slice of Okanagan paradise. (id:63159)

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,789

(2021 Census)

+6.7% since 2016

Density: 359.6/km²

Dwellings: 2,936

Median household income: $81,000

After-tax: $72,500

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • United Kingdom5.7% · 330
  • Germany2.3% · 135
  • United States of America1.6% · 90
  • Netherlands0.8% · 45
  • Korea, South0.3% · 20
  • Viet Nam0.3% · 20
  • Italy0.3% · 15
  • China0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Peachland ElementaryElementary740 m
Glenrosa Middle SchoolMiddle7.2 km
Webber Road ElementaryElementary7.4 km
Helen Gorman ElementaryElementary7.7 km
Glenrosa ElementaryElementary7.8 km
Our Lady of Lourdes(Independent)Elementary/Middle8.2 km
Shannon Lake ElementaryElementary11.0 km
Sensisyusten House of Learning(Independent)Elementary11.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Bliss Bakery · 4200 Beach Avenue663 m

Parks (1)

  • Unnamed769 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$271,200.00
Periodic payment — Principal & Interest (monthly)$1,749.69
Additional monthly expenses (strata, tax, utilities, etc.)$111.02
Total monthly cost$1,860.72
Interest paid over 5-yr term$77,726.70
Balance at end of term$243,945.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,476.45

Cash Needed at Closing

Minimum down payment$16,950
Estimated BC PTT$4,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,230

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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