Property Type: Land / LotOwnership: Freehold

5165 MacNeill Court

Peachland, BC V0H1X2

$347,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.25 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,332

Interior

Fireplace
None

Exterior & Lot

View
Lake view

Listing Information

MLS®
10375694
Listed
February 13, 2026
Time on market
On the market for 199 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Stunning 180 degree views of Okanagan Lake! This lot is located on a quiet cul-de-sac in the beautiful community of Peachland. Power, cable, gas and water are conveniently located at the lot line ready for hookup. Perfect lot to build the home of your dreams. 180 degree unobstructed Lake view lot suited for construction of a desirable Walk-Out Rancher home. 1/4 acres perfectly located at the end of a cul-de-sac road and with the possibility of access from Clarence Road at the bottom of the lot also. Perfect holding property as there are no restrictions on choice of builder or time limits. Build the home of your dreams. See supplements for lot plan and topographic survey. (id:63159)

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,789

(2021 Census)

+6.7% since 2016

Density: 359.6/km²

Dwellings: 2,936

Median household income: $81,000

After-tax: $72,500

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • United Kingdom5.7% · 330
  • Germany2.3% · 135
  • United States of America1.6% · 90
  • Netherlands0.8% · 45
  • Korea, South0.3% · 20
  • Viet Nam0.3% · 20
  • Italy0.3% · 15
  • China0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Peachland ElementaryElementary1.7 km
Glenrosa Middle SchoolMiddle5.1 km
Webber Road ElementaryElementary5.2 km
Glenrosa ElementaryElementary5.7 km
Helen Gorman ElementaryElementary5.8 km
Our Lady of Lourdes(Independent)Elementary/Middle5.9 km
Shannon Lake ElementaryElementary8.8 km
Sensisyusten House of Learning(Independent)Elementary8.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,350) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$277,600.00
Periodic payment — Principal & Interest (monthly)$1,790.98
Additional monthly expenses (strata, tax, utilities, etc.)$194.33
Total monthly cost$1,985.31
Interest paid over 5-yr term$79,560.96
Balance at end of term$249,702.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,350
Stress test qualifying rate8.09%
Payment you must qualify for$2,534.89

Cash Needed at Closing

Minimum down payment$17,350
Estimated BC PTT$4,940
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,790

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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