Property Type: Condo / ApartmentOwnership: Strata

4 508 Pendray St

Victoria, BC V8V0A9

$1,850,000

3 bed4 bath2 parking1,855 sqftBuilt 2011
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Property Details

Property & Lot

Sub-type
House
Lot size
2,878 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$8,598

Interior

Heating
Baseboard heaters, Electric, Natural gas, Other
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level7'7 x 9'1
EnsuiteSecond level3-Piece
PatioSecond level4'11
Living roomLower level10'8 x 12'11
LoftThird level10'11 x 17'5
BedroomSecond level10'2 x 10'3
BedroomLower level10'6 x 12'9
EnsuiteSecond level4'11 x 11'0
BathroomMain level2-Piece
BathroomLower level8'3
Primary BedroomSecond level13'2 x 13'10
KitchenMain level6'9 x 10'11
KitchenLower level5'6 x 12'11
Dining roomMain level9'6 x 9'3
Living roomMain level10'1 x 13'3
PatioMain level8' x 14'
EntranceMain level5'5

Listing Information

MLS®
1046656
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Set in the heart of coveted James Bay, this exceptional home offers refined design & effortless modern living. Custom-built by the developer & surrounded by Victoria’s most sought-after amenities, including the Inner Harbour, Fisherman’s Wharf, downtown, cafés, shops & parks. From the moment you enter, there is a sense of warmth & thoughtful craftsmanship. The main level is designed for both relaxed living & entertaining, with an inviting open-concept living & dining area anchored by a beautiful new gas fireplace. The adjoining kitchen offers quartz countertops & built-in appliances creating a sophisticated yet welcoming heart of the home. Upstairs, the home has been thoughtfully reimagined. The former shared bathroom was taken back to the studs & reframed to create two beautifully appointed ensuites, each with heated floors. Both bedrooms now enjoy their own ensuite, while the primary offers an additional loft space, perfect for a home office or private escape. Every detail has been carefully elevated, from redesigned lighting throughout to new interior doors & window coverings. The lower level offers an exceptional extension of the home with a soundproofed one-bedroom suite, recently refreshed with new lighting, paint and window coverings. Ideal for guests, family or rental income, it also offers the flexibility to be incorporated back into the main residence, making the home remarkably adaptable. Outside, life is wonderfully low-maintenance, giving you more time to enjoy the surroundings. Step out for a morning coffee, wander along the waterfront, meet friends downtown for dinner or explore the harbour and nearby parks—all from one of Victoria’s most desirable and walkable neighbourhoods. This is James Bay living at its most sophisticated: character-rich, quietly luxurious and designed for the way you want to live. (id:63159)

Values & Trends

This listing

$997/sqft

Building average

No other active listings in this building

James Bay average

$686/sqft

37 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
James Bay CommunityElementary536 m
Pacific School of Innovation and Inquiry(Independent)Secondary797 m
South Park Family SchoolElementary892 m
Christ Church Cathedral School(Independent)Elementary/Middle1.4 km
Victoria West ElementaryElementary1.7 km
BeausoleilElementary2.2 km
Victor-BrodeurK-122.2 km
Selkirk Montessori School(Independent)Elementary/Middle2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Aegir Room · 500 Oswego Street136 m
  • Pendray Tea House · 309 Belleville Street136 m
  • Harbour House Restaurant · 607 Oswego Street193 m
  • Blue Crab Seafood House212 m
  • Il Covo Trattoria · 106 Superior Street281 m

Cafes (5+)

  • Nourish Kitchen & Cafe34 m
  • Courtyard Café329 m
  • Coffeehouse at Shoal Point · 19 Dallas Road589 m
  • Discovery Coffee · 277 Menzies Street608 m
  • Good Earth Coffeehouse · 535 Superior Street622 m

Grocery (2)

  • Red Barn Market · 325 Menzies Street568 m
  • Thrifty Foods James Bay · 475 Simcoe Street706 m

Parks (5+)

  • Charles Redfern Park · 200 Quebec Street101 m
  • Peter Pollen Waterfront Park216 m
  • Quadra Park · 407 Belleville Street226 m
  • Confederation Plaza · 600 Menzies Street419 m
  • Fisherman's Wharf Park · 300 Saint Lawrence Street440 m

Gyms (2)

  • Fitness Center · 525 Superior Street589 m
  • Unnamed733 m

Pharmacies (1)

  • James Bay Pharmasave · 230 Menzies Street664 m

Banks & ATMs (4)

  • Unnamed628 m
  • Unnamed · 475 Simcoe Street691 m
  • Unnamed729 m
  • Unnamed736 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($370,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,480,000.00
Periodic payment — Principal & Interest (monthly)$9,548.46
Additional monthly expenses (strata, tax, utilities, etc.)$809.50
Total monthly cost$10,357.96
Interest paid over 5-yr term$424,172.25
Balance at end of term$1,331,264.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$370,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,380.68

Cash Needed at Closing

Minimum down payment$370,000
Estimated BC PTT$35,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$406,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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